108 Charlet Ln, Ozark, MO 65721 Property Records

Christian County property record for 108 Charlet Ln, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jun 2024 Construction Loan Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`4-0.9-32-0-0-14.012`

Property Details

APN / Parcel Number

Primary APN	`4-0.9-32-0-0-14.012`
Alternative APN	`04-0.9-32-000-000-014.012`

Interior

Full Baths	1 Bath

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	108 CHARLET LN
City	OZARK
State	MO
Zip	65721-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10A MONTREUX ESTATES REPLAT OF LOT 10
Legal Subdivision	MONTREUX ESTATES
Legal Lot Number	10A
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1004
Census Tract	20307

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4387 W SKYLER DR, SPRINGFIELD, MO 65802-4401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA
Jan 24, 2023	Warranty Deed, Transfer TITAN TITLE AND CLOSING LLC, TITAN TTL & CLOSING OF MO LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023
Deed Sale	Jan 24, 2023
Deed Document Number	2023000887
Deed Book / Page	2023 / 000887
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	108 CHARLET LN, OZARK, MO 65721-4275
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TTL & CLOSING OF MO LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4387 W SKYLER DR, SPRINGFIELD, MO 65802-4401

Mortgage

Document Number	0202406401
Date	Jun 21, 2024
Book Page	2024/6401
Instrument	2024L06492

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 24, 2023
Property Address	108 CHARLET LN, OZARK, MO 65721-4275
Document Number	0202300887
Book / Page	2023 / 887
Map Reference	MB H PG 984
Instrument Date	Jan 23, 2023
Instrument	2023L00909
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TTL & CLOSING OF MO LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4534 CRIMSON CT, EVANSVILLE, IN 47725-1346

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$159,090 (+830.35%)	$837,300 (+830.33%) Land $90,000 Building $747,300
2023	$17,100	$90,000 Land $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR HILL APTS private · serves 102 people · EPA ID MO5079527
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Charlet Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures