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114 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 114 Cerro St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1980
Square Footage2,157 sqft Living Area
Lot Size7,100 sqft (0.163 acres)
OccupancyOwner Occupied
Last Sale$2,030,000 (2026)
Tax Bill$14,539.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-330-03-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,157 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialTile Roof
Lot Area7,100 sqft (0.163 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address114 CERRO ST
CityENCINITAS
StateCA
Zip92024-4820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 TR 007013
Legal SubdivisionEMERALD CLASSIC
Legal Tract007013
Legal Block4
Legal Lot Number3
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4000
Census Tract17403

Owner

Source: San Diego County records · APN 259-330-03-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address114 CERRO ST, ENCINITAS, CA 92024-4820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 05, 2026Grant Deed, Transfer · Conventional Mortgage
HSBC BANK USA
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 28, 2018Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM)
LENDUS LLC
Feb 16, 2018Quit Claim Deed, Transfer
LAWYERS TITLE
Feb 16, 2018Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
BOFI FEDERAL BANK
Jun 22, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2026 · Amount on Record
Deed SaleMar 05, 2026 · Amount on Record
Prior SaleFeb 16, 2018 · Amount on Record
Deed Doc Number202661544
Prior Transfer DateOct 03, 2001
Prior Transfer Doc0000795331
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address114 CERRO ST, ENCINITAS, CA 92024-4820
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CERRO ST, ENCINITAS, CA 92024-4820

Mortgage

Document Number0000181517
DateMar 09, 2021
Instrument2021-0181517
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2050

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 05, 2026
Property Address114 CERRO ST, ENCINITAS, CA 92024-4820
Document Number0000061544
Map ReferenceMAP 7013
Instrument DateFeb 10, 2026
Instrument2026-0061544
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address114 CERRO ST, ENCINITAS, CA 92024-4820

Mortgage

Document Number0000061545
DateMar 05, 2026
Instrument2026-0061545
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.92%
Type Change DateApr 01, 2031
Change Frequency6 Months
Min Rate At Change3.92%
Max Rate At Change7.92%
IndexSOFR Average 30-Day
Margin3
Max Rate10.9%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address114 CERRO ST, ENCINITAS, CA 92024-4820
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000153689
DateMar 25, 2020
Instrument2020-0153689
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 28, 2018
Property Address114 CERRO ST, ENCINITAS, CA 92024-4820
Document Number0000531012
Map ReferenceMAP 7013
Instrument DateDec 15, 2018
Instrument2018-0531012
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyENTITLE INSURANCE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CERRO ST, ENCINITAS, CA 92024-4820

Mortgage

Document Number0000531013
DateDec 28, 2018
Instrument2018-0531013
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJan 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJan 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 16, 2018
Property Address114 CERRO ST, ENCINITAS, CA 92024-4820
Document Number0000064296
Instrument DateFeb 06, 2018
Instrument64296
Transaction TypeTransfer
Record UpdatedFeb 22, 2018
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address114 CERRO ST ENCINITAS CA 920244820, ENCINITAS, CA 92024-4820

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 16, 2018
Property Address114 CERRO ST, ENCINITAS, CA 92024-4820
Document Number0000064297
Map ReferenceMAP 7013
Instrument DateJan 22, 2018
Instrument2018-0064297
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CERRO ST, ENCINITAS, CA 92024-4820

Mortgage

Document Number0000064298
DateFeb 16, 2018
Instrument2018-0064298
Lender
NameBOFI FEDERAL BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMar 01, 2048
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateMar 01, 2023
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change11.2%
Index1-Year LIBOR
Max Rate11.2%

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateJun 22, 2017
Property Address114 CERRO ST, ENCINITAS, CA 92024-4820
Document Number0000281444
Instrument DateJun 08, 2017
Instrument281444
Transaction TypeForeclosure
Record UpdatedJun 29, 2017

Transaction

AmountAmount Recorded
Tax$804.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1590 S COAST HWY #16 LAGUNA BEACH CA 926513257, 16, LAGUNA BEACH, CA 92651-3257

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,319,309 (+2%) Land $940,072 Building $379,237
2025$14,539.00 (+6.79%) Homeowner's exemption$1,293,441 (+4.04%) Land $921,640 Building $371,801
2023$13,614.00 (+2.28%) Homeowner's exemption$1,243,216 Land $885,852 Building $357,364
2022$13,311.00

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