102 Cerro St, #1, Encinitas, CA 92024 Property Records

San Diego County property record for 102 Cerro St, #1, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,107 sqft · built 1980
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on File
Last Sale	$2,045,000 (Oct 2025)
Tax Bill	$11,029 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`259-330-01-00`

Property Details

APN / Parcel Number

Primary APN	`259-330-01-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,107 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,900 sqft (0.204 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 CERRO ST, 1
City	ENCINITAS
State	CA
Zip	92024-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TR 007013
Legal Subdivision	EMERALD CLASSIC
Legal Tract	007013
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	17403

Owner

Source: San Diego County records · APN 259-330-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	922 16TH ST S, ARLINGTON, VA 22202-2606
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 12, 2017	Grant Deed, Transfer · VA Mortgage BNC NATIONAL BANK
May 18, 2017	Affidavit of Death, Transfer
Jun 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	2025308291
Prior Transfer Date	May 12, 2017
Prior Transfer Doc	0000274658
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2025
Property Address	102 CERRO ST # 1, 1, ENCINITAS, CA 92024-4820
Document Number	0000308291
Map Reference	MAP 7013
Instrument Date	Oct 24, 2025
Instrument	2025-0308291
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	TITLE FORWARD OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	922 16TH ST S, ARLINGTON, VA 22202-2606

Mortgage

Document Number	0000308292
Date	Oct 31, 2025
Instrument	2025-0308292

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2017
Property Address	102 CERRO ST # 1, 1, ENCINITAS, CA 92024-4820
Document Number	0000418135
Map Reference	MAP7013
Instrument Date	Sep 06, 2017
Instrument	2017-0418135
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 CERRO ST, ENCINITAS, CA 92024-4820

Mortgage

Document Number	0000418136
Date	Sep 12, 2017
Instrument	2017-0418136

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2017
Property Address	102 CERRO ST # 1, 1, ENCINITAS, CA 92024-4820
Document Number	0000223935
Instrument Date	May 12, 2017
Instrument	223935
Transaction Type	Transfer
Record Updated	May 23, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CERRO ST ENCINITAS CA 920244820, ENCINITAS, CA 92024-4820

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2017
Property Address	102 CERRO ST # 1, 1, ENCINITAS, CA 92024-4820
Document Number	0000274658
Instrument Date	May 12, 2017
Instrument	274658
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 170 HALEIWA HI 967120170, HALEIWA, HI 96712-0170

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,045,000 (+84.69%) Land $1,700,000 Building $345,000
2025	$11,029.00 (+6.76%)	$1,107,262 (+4.04%) Land $721,688 Building $385,574
2023	$10,331.00 (+1.67%)	$1,064,267 Land $693,665 Building $370,602
2022	$10,161.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 715 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Ting Fiber, Cox Communications, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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