114 Benjamin Ct, Shelby, NC 28152 Property Records

Cleveland County property record for 114 Benjamin Ct, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,649 sqft · built 1999
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Nov 2021)
Tax Bill	$3,637 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48128`

Property Details

APN / Parcel Number

Primary APN	`48128`
Alternative APN	`1343712`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,649 sqft Finished Area
Upper Floors Area	935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	42,253 sqft (0.97 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343712
Street Address	114 BENJAMIN CT
City	SHELBY
State	NC
Zip	28152-8181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#29PG19-6HIGHLAND PINES
Legal Subdivision	HIGHLAND PINES
Legal Block	1
Legal Lot Number	29
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2008
Census Tract	951503

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 BENJAMIN CT, SHELBY, NC 28152-8181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	2021200064695
Deed Book / Page	1858 / 691
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 23, 2021
Property Address	114 BENJAMIN CT, SHELBY, NC 28152-8181
Document Number	0018580691
Book / Page	1858 / 691
Map Reference	MB 19 PG 6
Instrument Date	Nov 23, 2021
Instrument	200064695
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2529 N WHITE OAK DR, 2529, SHELBY, NC 28150-7754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BENJAMIN CT, SHELBY, NC 28152-8181

Mortgage

Document Number	0001858694
Date	Nov 23, 2021
Instrument	1858/694

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 28, 2017
Property Address	114 BENJAMIN CT, SHELBY, NC 28152-8181
Document Number	0017370907
Book / Page	1737 / 0907
Instrument Date	Feb 28, 2017
Instrument	2017-002151
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 E TATUM AVE, 413, MC COLL, SC 29570-2217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BENJAMIN CT, SHELBY, NC 28152-8181

Mortgage

Document Number	0017370910
Date	Feb 28, 2017
Book Page	1737/0910
Instrument	2017-002152

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,637.00 (+7.57%)	$373,611 (-) Land $31,660 Building $341,951	$373,611 (-) Land $31,660 Building $341,951
2025	$3,381.00	$373,611 (+30.08%) Land $31,660 Building $341,951	$373,611 (+30.08%) Land $31,660 Building $341,951
2023		$287,226 Land $27,703 Building $259,523	$287,226 Land $27,703 Building $259,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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