111 Benjamin Ct, Shelby, NC 28152 Property Records

Cleveland County property record for 111 Benjamin Ct, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,916 sqft · built 1996
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Nov 2013)
Tax Bill	$2,976 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48125`

Property Details

APN / Parcel Number

Primary APN	`48125`
Alternative APN	`1200793`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,916 sqft Finished Area
Upper Floors Area	958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	31,799 sqft (0.73 acres)
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1200793
Street Address	111 BENJAMIN CT
City	SHELBY
State	NC
Zip	28152-8181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#26PB19-6HIGHLAND PINES
Legal Subdivision	HIGHLAND PINES
Legal Block	1
Legal Lot Number	26
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2008
Census Tract	951503

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 BENJAMIN CT, SHELBY, NC 28152-8181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Feb 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2013 · Amount on Record
Deed Sale	Nov 25, 2013 · Amount on Record
Deed Document Number	201311763
Deed Book / Page	1668 / 2221
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	111 BENJAMIN CT, SHELBY, NC 28152-8181
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019642845
Date	Jan 12, 2026
Book Page	1964/2845
Instrument	200123381

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	PO BOX 26043, WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	111 BENJAMIN CT, SHELBY, NC 28152-8181
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BENJAMIN CT, SHELBY, NC 28152-8181

Mortgage

Document Number	0018920455
Date	Feb 9, 2023
Book Page	1892/455
Instrument	200083744

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,976.00 (+7.9%)	$304,790 (-) Land $29,900 Building $274,890	$304,790 (-) Land $29,900 Building $274,890
2025	$2,758.00	$304,790 (+38.25%) Land $29,900 Building $274,890	$304,790 (+38.25%) Land $29,900 Building $274,890
2023		$220,455 Land $26,163 Building $194,292	$220,455 Land $26,163 Building $194,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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