114 Adams Ave, Sumter, SC 29150 Property Records

Sumter County property record for 114 Adams Ave, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,490 sqft · built 1964
Lot Size0.502 acres (21,875 sqft)
Owner2 Individual Names on File
Tax Bill$1,642 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN228-08-02-003

Property Details

APN / Parcel Number

Primary APN228-08-02-003
Alternative APN
  • 40723

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,490 sqft Living Area
1st Floor Area2,490 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area21,875 sqft (0.502 acres)
Lot Dimensions175 ft deep x 125 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Patio Area252 sqft
FenceFence
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Utility Building220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number40723
Old Parcel Number228 08 02 003
Street Address114 ADAMS AVE
CitySUMTER
StateSC
Zip29150-3918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-9
Legal DescriptionPT LOT 96 & 98 Z10-28 PB2000-467
Legal SubdivisionPLAT/BURNS DOWN
Legal Lot Number96,98 98
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group3
Census Block3015
Census Tract902

Owner

114 Adams Ave is owned and occupied by two individuals who acquired it in April 2022.

Source: Sumter County records, as of December 18, 2025

Owner of Record2 Individual Names on File
Mailing Address114 ADAMS AVE, SUMTER, SC 29150-3918
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK AND TRUST COMPANY
Feb 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 14, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK AND TRUST CO INC
Jan 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2022
Deed SaleApr 8, 2022
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Recording DateMay 26, 2026
Property Address114 ADAMS AVE, SUMTER, SC 29150-3918
Document Number1354004721
Book / Page1354 / 4721
Instrument DateMay 20, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 ADAMS AVE, SUMTER, SC 29150-3918

Mortgage

Document Number1354004721,
DateMay 26, 2026
Book Page1354/4721
Lender
NameFIRST CITIZENS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 20, 2051
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address114 ADAMS AVE, SUMTER, SC 29150-3918
Transaction TypeMortgage
Record UpdatedFeb 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012975269
DateFeb 11, 2022
Book Page1297/5269
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueMar 1, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address114 ADAMS AVE, SUMTER, SC 29150-3918
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012514695
DateJan 14, 2019
Book Page1251/4695
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term300 Months
DueJan 9, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address114 ADAMS AVE, SUMTER, SC 29150-3918
Document Number0012411057
Book / Page001241 / 001057
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address114 ADAMS AVE SUMTER SC 291503918, SUMTER, SC 29150-3918

Mortgage

Document Number0012411057
DateFeb 7, 2018
Book Page001241/001057
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 6, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 114 Adams Ave was $1,642.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,642.00$8,500 Land $1,475 Building $7,025$216,030 Land $37,500 Building $178,530
2023$8,560 (-) Land $1,500 Building $7,060$216,030 (-) Land $37,500 Building $178,530
2022$1,572.00$8,560 Land $1,500 Building $7,060$216,030 Land $37,500 Building $178,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Adams Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2015–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Adams Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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