Stearns County property record for 114 3rd Ave SE, Saint Stephen, MN 56375
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 934 sqft · built 1989 |
| Lot Size | 0.462 acres (20,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,500 (Sep 1997) |
| Tax Bill | $2,076 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55924-0023 |
| Primary APN | 90-55924-0023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 934 sqft Living Area |
| Gross Area | 1,341 sqft |
| 1st Floor Area | 656 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,130 sqft (0.462 acres) |
| Lot Dimensions | 183 ft deep x 110 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 114 3RD AVE SE |
|---|---|
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 011 BLK 002 LAKEWOOD VALLEY SECTION 25 TOWNSHIP 126 RANGE 029 SECTION 25 TOWNSHIP 126 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 126 |
| Legal Section | 25 |
| Legal Subdivision | LAKEWOOD VALLEY |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10200 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 3RD AVE SE, SAINT STEPHEN, MN 56375-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1997 · Amount on Record |
| Deed Sale | Sep 30, 1997 · Amount on Record |
| Prior Sale | May 22, 1990 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,076.00 (-24.56%) | ||
| 2025 | $262,700 (+7.49%) Land $47,200 Building $215,500 | $262,700 (+7.49%) Land $47,200 Building $215,500 | |
| 2023 | $2,752.00 | $244,400 Land $47,200 Building $197,200 | $244,400 Land $47,200 Building $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
May also be available: T-Mobile, Verizon.
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