108 3rd Ave SE, Saint Stephen, MN 56375 Property Records

Stearns County property record for 108 3rd Ave SE, Saint Stephen, MN 56375

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 933 sqft · built 1989
Lot Size	0.466 acres (20,313 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Jul 1996)
Tax Bill	$2,524 (2026)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`90-55924-0026`

Property Details

APN / Parcel Number

Primary APN	`90-55924-0026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	933 sqft Living Area
Gross Area	1,327 sqft
1st Floor Area	656 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,313 sqft (0.466 acres)
Lot Dimensions	183 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 3RD AVE SE
City	SAINT STEPHEN
State	MN
Zip	56375-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014 BLK 002 LAKEWOOD VALLEY SECTION 25 TOWNSHIP 126 RANGE 029 SECTION 25 TOWNSHIP 126 RANGE 029
Legal Range	29W
Legal Township	126
Legal Section	25
Legal Subdivision	LAKEWOOD VALLEY
Legal Block	2
Legal Lot Number	14
Jurisdiction	STEARNS MN
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1035
Census Tract	10200

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 3RD AVE SE, SAINT STEPHEN, MN 56375-9615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 1996 · Amount on Record
Deed Sale	Jul 29, 1996 · Amount on Record
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 20, 2023
Property Address	108 3RD AVE SE, SAINT STEPHEN, MN 56375-9615
Document Number	00A1656713
Instrument Date	Dec 31, 2022
Instrument	A1656713
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 3RD AVE SE, SAINT STEPHEN, MN 56375-9615

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Stephen City
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,524.00 (+2.19%)	$238,300 (+3.74%) Land $50,600 Building $187,700	$238,300 (+3.74%) Land $50,600 Building $187,700
2025		$229,700 (+3.14%) Land $47,200 Building $182,500	$229,700 (+3.14%) Land $47,200 Building $182,500
2023	$2,470.00	$222,700 Land $47,200 Building $175,500	$222,700 Land $47,200 Building $175,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60

May also be available: T-Mobile, Verizon.

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