Benton County property record for 114 2nd Ave, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,185 sqft · built 1906 |
| Lot Size | 0.236 acres (10,273 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Feb 2026) |
| Tax Bill | $1,514 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09003150 |
| Primary APN | 09003150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,185 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 726 sqft |
| Unfinished Basement | 476 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,273 sqft (0.236 acres) |
| Lot Dimensions | 142 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 114 2ND AVE |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE N 25' LOT 15 & LOT 16 BLK 1 |
| Legal Subdivision | KEYSTONE |
| Legal Block | 1 |
| Legal Lot Number | 15,16 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 960600 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 2ND AVE, KEYSTONE, IA 52249-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Dec 22, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CU |
| Sep 28, 2017 | Deed of Trust, Mortgage · ARM LINN AREA CU |
| Sep 28, 2017 | Deed of Trust, Mortgage · ARM LINN AREA CU |
| Dec 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2009 · Amount on Record |
| Deed Document Number | 2026558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 114 2ND AVE, KEYSTONE, IA 52249-9711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3421 120TH ST, MALCOM, IA 50157-8049 |
| Document Number | 0000260559 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 26-0559 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JOHNSTON, IA 50131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 114 2ND AVE, KEYSTONE, IA 52249-9711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000205851 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 20-5851 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 114 2ND AVE, KEYSTONE, IA 52249-9711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00017/2220 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 17/2220 |
| Name | LINN AREA CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 114 2ND AVE, KEYSTONE, IA 52249-9711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00017/2221 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 17/2221 |
| Name | LINN AREA CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Margin | 4 |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Dec 22, 2020 |
| Property Address | 114 2ND AVE, KEYSTONE, IA 52249-9711 |
| Document Number | 0000205849 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 20-5849 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 2ND AVE, KEYSTONE, IA 52249-9711 |
| Document Number | 0000205850 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 20-5850 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.13% |
| Index | 1-Year LIBOR |
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,514.00 (-4.06%) | $132,100 (-) Land $20,900 Building $111,200 | $132,100 (-) Land $20,900 Building $111,200 |
| 2025 | $1,578.00 | $132,100 (+0.23%) Land $20,900 Building $111,200 | $132,100 (+0.23%) Land $20,900 Building $111,200 |
| 2024 | $1,578.00 (+18.47%) | ||
| 2023 | $131,800 (+32.73%) Land $20,500 Building $111,300 | $131,800 (+32.73%) Land $20,500 Building $111,300 | |
| 2022 | $1,332.00 | $99,300 Land $16,400 Building $82,900 | |
| 2021 | $99,300 Land $16,400 Building $82,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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