Benton County property record for 112 2nd Ave, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,808 sqft · built 1926 |
| Lot Size | 0.204 acres (8,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Jul 2012) |
| Tax Bill | $1,974 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09006950 |
| Primary APN | 09006950 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,875 sqft (0.204 acres) |
| Lot Dimensions | 142 ft deep x 62.5 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 112 2ND AVE |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE N 3/4 LOT 14 & S 1/2 LOT 15 BLK 1 |
| Legal Subdivision | KEYSTONE |
| Legal Block | 1 |
| Legal Lot Number | 14,15 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 960600 |
112 2nd Ave is owned and occupied by two individuals who acquired it in June 2016.
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 2ND AVE, KEYSTONE, IA 52249-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Sep 9, 2016 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Aug 3, 2023 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 26, 2007 | Legal Action/Court Order, Foreclosure · Conventional Mortgage COLLINS COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2012 · Amount on File |
| Deed Sale | Jul 5, 2012 · Amount on File |
| Prior Sale | Nov 26, 2007 · Amount on File |
| Deed Book / Page | 12 / 2805 |
| Last Transfer Date | Jun 6, 2016 |
| Transfer Doc | 00016/1535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 112 2ND AVE, KEYSTONE, IA 52249-9711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00017/1194 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 17/1194 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 23, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 112 2ND AVE, KEYSTONE, IA 52249-9711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000213741 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 21-3741 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 112 2ND AVE, KEYSTONE, IA 52249-9711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00016/2214 |
|---|---|
| Date | Sep 9, 2016 |
| Book Page | 16/2214 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Aug 3, 2023 |
| Property Address | 112 2ND AVE, KEYSTONE, IA 52249-9711 |
| Document Number | 0000232678 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 23-2678 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 2ND AVE, KEYSTONE, IA 52249-9711 |
| Document Number | 0000232679 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 23-2679 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Nov 26, 2007 |
| Property Address | 112 2ND AVE, KEYSTONE, IA 52249-9711 |
| Document Number | 00007/5987 |
| Book / Page | 7 / 5987 |
| Instrument Date | Nov 6, 2007 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 2ND AVE, KEYSTONE, IA 52249-9711 |
| Document Number | 0000075988 |
|---|---|
| Date | Nov 26, 2007 |
| Instrument | 07/5988 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2037 |
The 2026 property tax bill for 112 2nd Ave was $1,974 with a homeowner's exemption, down 2.3% from the year before.
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,974.00 (-2.28%) | $183,000 (-) Land $17,900 Building $165,100 | $183,000 (-) Land $17,900 Building $165,100 |
| 2025 | $2,020.00 Homeowner's exemption | $183,000 Land $17,900 Building $165,100 | $183,000 Land $17,900 Building $165,100 |
| 2024 | $2,020.00 | ||
| 2023 | $143,400 (+32.78%) Land $17,500 Building $125,900 | $143,400 Land $17,500 Building $125,900 | |
| 2022 | $1,448.00 | $108,000 Land $14,000 Building $94,000 | |
| 2021 | $108,000 Land $14,000 Building $94,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 112 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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