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11324 124th Ter, Largo, FL 33778 Property Records

Pinellas County property record for 11324 124th Ter, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,724 sqft · built 1974
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$51,700 (May 1997)
Tax Bill$1,762 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-749-9160-5

Property Details

APN / Parcel Number

Primary APNC62-000-749-9160-5
Alternative APNs
  • 09-30-15-94698-001-0080
  • 301509946980010080
  • 153009946980010080
  • R102419

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,724 sqft Living Area
Gross Area2,639 sqft
1st Floor Area1,724 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1988
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area271 sqft
Deck Area210 sqft
Patio Area210 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR102419
Street Address11324 124TH TER
CityLARGO
StateFL
Zip33778-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionWALSINGHAM HEIGHTS 1ST ADD BLK 1, LOT 8
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionWALSINGHAM HEIGHTS 1ST ADD
Legal Tract94698
Legal Block1
Legal Lot Number8
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2030
Census Tract25307

Owner

Source: Pinellas County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11324 124TH TER, LARGO, FL 33778-2605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Line of Credit
ACHIEVA CREDIT UNION
Apr 2, 2026Deed of Trust, Mortgage · Line of Credit
ACHIEVA CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 1997 · Amount on Record
Deed SaleMay 21, 1997 · Amount on Record
Deed Book / Page9714 / 663
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateAug 11, 2026
Property Address11324 124TH TER, LARGO, FL 33778-2605
Document Number0000215231
Book / Page23659 / 55
Instrument DateAug 6, 2026
Instrument2026215231
Transaction TypeMortgage
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000215231,
DateAug 11, 2026
Book Page23659/55
Instrument2026215231
Lender
NameACHIEVA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 27, 2051
Interest
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateApr 2, 2026
Property Address11324 124TH TER, LARGO, FL 33778-2605
Document Number0000089101
Book / Page23509 / 1750
Instrument DateMar 27, 2026
Instrument202689101
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089101,
DateApr 2, 2026
Book Page23509/1750
Instrument202689101
Lender
NameACHIEVA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 27, 2051
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,762.00 (+5.64%) Homeowner's exemption$133,748 (+5.99%)$321,810 (+10.11%) Land $134,192 Building $187,618
2024$1,668.00 (+0.66%)
2023$1,657.00 (+2.28%) Homeowner's exemption$126,193 (+3%)$292,270 (+12.12%) Land $143,590 Building $148,680
2022$1,620.00 Homeowner's exemption$122,517$260,687 Land $145,746 Building $114,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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