Charles County property record for 11392 Flag Ct, White Plains, MD 20695
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 ba · 3,221 sqft · built 2017 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Mar 2021) |
| Tax Bill | $8,137 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-355453 |
| Primary APN | 08-355453 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,883 sqft Gross Area |
| 1st Floor Area | 1,515 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,280 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 355453 |
|---|---|
| Street Address | 11392 FLAG CT |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-4139 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PUD |
| Legal Description | LOT L31 0.2364 AC N RT 488 PINEY CHURCH RD GLENEAGLES SOUTH NEIGHBO |
| Legal Subdivision | GLENEAGLES SOUTH NEIGHBO |
| Legal Block | 1 |
| Legal Lot Number | L31 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 850904 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11392 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 11, 2021 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| May 8, 2018 | Grant Deed, Transfer · VA Mortgage STEARNS LNDG |
| Aug 15, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on Record |
| Deed Sale | Mar 11, 2021 · Amount on Record |
| Prior Sale | May 8, 2018 · Amount on Record |
| Deed Book / Page | 11681 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11392 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0109880445 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 10988/445 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 11, 2021 |
| Property Address | 11392 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 0116810223 |
| Book / Page | 11681 / 223 |
| Map Reference | MB 60 PL 94&105 |
| Instrument Date | Feb 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 11392 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 11681227 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 11681/227 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 8, 2018 |
| Property Address | 11392 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 0102570029 |
| Book / Page | 010257 / 000029 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11392 FLAG CT WHITE PLAINS MD 206954139, WHITE PLAINS, MD 20695-4139 |
| Document Number | 102570038 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 010257/000038 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, MD 92707-8788 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 15, 2017 |
| Property Address | 11392 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 0099480091 |
| Book / Page | 009948 / 000091 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $445.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7035 ALBERT EINSTEIN DR #200 COLUMBIA MD 210463375, 200, COLUMBIA, MD 21046-3375 |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,200 (+31.87%) Land $100,200 Building $549,000 | $649,200 (+31.87%) Land $100,200 Building $549,000 | |
| 2025 | $8,137.00 (+308.07%) | ||
| 2023 | $1,994.00 Disabled Person's exemption Veteran's exemption | $492,300 Land $100,200 Building $392,100 | $492,300 Land $100,200 Building $392,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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