Charles County property record for 11376 Flag Ct, White Plains, MD 20695
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,975 sqft · built 2017 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,990 (Apr 2018) |
| Tax Bill | $23,136 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-355457 |
| Primary APN | 08-355457 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,975 sqft Living Area |
| Gross Area | 4,437 sqft |
| 1st Floor Area | 1,519 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,282 sqft (0.259 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 355457 |
|---|---|
| Street Address | 11376 FLAG CT |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-4139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT L35 0.2585 AC N RT 488 PINEY CHURCH RD GLENEAGLES SOUTH NEIGHBO |
| Legal Subdivision | GLENEAGLES SOUTH NEIGHBO |
| Legal Block | 1 |
| Legal Lot Number | L35 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 850904 |
Source: Charles County assessment roll, APN 08-355457, as of September 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 04, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 19, 2018 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Apr 19, 2018 | Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on Record |
| Deed Sale | Apr 19, 2018 · Amount on Record |
| Deed Book / Page | 10236 / 475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 0132030072 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 13203/72 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 0129390012 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 12939/12 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0114760141 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 11476/141 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0122350337 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 12235/337 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Aug 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 19, 2018 |
| Property Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 0102360467 |
| Book / Page | 010236 / 000467 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11376 FLAG CT WHITE PLAINS MD 206954139, WHITE PLAINS, MD 20695-4139 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 19, 2018 |
| Property Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 0102360475 |
| Book / Page | 10236 / 475 |
| Map Reference | MB60 PL94&105 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,499.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11376 FLAG CT, WHITE PLAINS, MD 20695-4139 |
| Document Number | 0010236483 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 10236/483 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Charles County assessment roll as of September 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,136.00 (+183.98%) | $544,833 (+20.14%) | $590,500 (+30.21%) Land $100,200 Building $490,300 |
| 2023 | $8,147.00 | $453,500 Land $100,200 Building $353,300 | $453,500 Land $100,200 Building $353,300 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178509041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 274 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MD0080049, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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