1139 Joy St, Salisbury, NC 28147 Property Records

Rowan County property record for 1139 Joy St, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,334 sqft · built 2023
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (Feb 2024)
Tax Bill	$1,359 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`467B158`

Property Details

APN / Parcel Number

Primary APN	`467B158`
Alternative APN	`374730000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1139 JOY ST
City	SALISBURY
State	NC
Zip	28147-9293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L40
Legal Subdivision	KLUTTZ ACRES
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	4
Census Block	4004
Census Tract	51201

Owner

1139 Joy St is owned and occupied by two individuals who bought it in February 2024.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1139 JOY ST, SALISBURY, NC 28147-9293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage LIBERTY 1 LENDING INC
Feb 15, 2024	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 4, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Prior Sale	Oct 4, 2023 · Amount on File
Deed Book / Page	1437 / 263
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1139 JOY ST, SALISBURY, NC 28147-9293
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, EQUITY FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 JOY ST, SALISBURY, NC 28147-9293

Mortgage

Document Number	0014700583
Date	Oct 10, 2025
Book Page	1470/583

Lender

Name	LIBERTY 1 LENDING INC
Type	Mortgage Company
Address	LIVONIA, MI 48150

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 15, 2024
Property Address	1139 JOY ST, SALISBURY, NC 28147-9293
Document Number	0014370263
Book / Page	1437 / 263
Map Reference	MB 9995 PG 1241
Instrument Date	Feb 13, 2024
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	SOUTH CITY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 WARRIOR CT, CHINA GROVE, NC 28023-7807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 JOY ST, SALISBURY, NC 28147-9293

Mortgage

Document Number	0001437264
Date	Feb 15, 2024
Instrument	1437/264

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0014370265
Date	Feb 15, 2024
Book Page	1437/265

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2034

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 4, 2023
Property Address	1139 JOY ST, SALISBURY, NC 28147-9293
Document Number	0014300832
Book / Page	1430 / 832
Map Reference	MB 9995 PG 1241
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10217 SCOTT GATE CT, CHARLOTTE, NC 28277-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 WARRIOR CT, CHINA GROVE, NC 28023-7807
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1139 Joy St was $1,359.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,359.00	$200,620 (-) Land $30,000 Building $170,620	$200,620 Land $30,000 Building $170,620
2025	$1,359.00	$200,620 Land $30,000 Building $170,620
2023	$172.00	$25,500 Land $25,500	$200,620 Land $30,000 Building $170,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1139 Joy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1139 Joy St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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