1120 Joy St, Salisbury, NC 28147 Property Records

Rowan County property record for 1120 Joy St, Salisbury, NC 28147 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,473 sqft Living Area
Lot Size39,640 sqft (0.91 acres)
Garage462 sqft
OccupancyOwner Occupied
Last Sale$305,000 (2026)
Tax Bill$1,305.00 (2025)

Property Details

APN / Parcel Number

Primary APN467B134
Alternative APN
  • 2724

Interior

Full Baths2 Baths
Building Area1,473 sqft Living Area
1st Floor1,473 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl Exterior
Lot Area39,640 sqft (0.91 acres)
Garage Area462 sqft Garage

Exterior Amenities

Deck Area280 sqft Deck
Porch1 Porch
Porch Area114 sqft Porch
Canopy Area64 sqft Canopy

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1120 JOY ST
CitySALISBURY
StateNC
Zip28147-9293
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL45-46
Legal SubdivisionKLUTTZ ACRES
JurisdictionROWAN NC
Minor Civil DivisionLOCKE
Census Blockgroup4
Census Block4001
Census Tract51201

Owner

Source: Rowan County records · APN 467B134

Assessment roll updated August 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1120 JOY ST, SALISBURY, NC 28147-9293
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Deed Doc Number2026
Deed Book / Page1483 / 947
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMay 28, 2026
Property Address1120 JOY ST, SALISBURY, NC 28147-9293
Document Number1483000947
Book / Page1483 / 947
Instrument DateMay 28, 2026
Transaction TypeTransfer
Record UpdatedJun 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$61,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 JOY ST, SALISBURY, NC 28147-9293
InvestorPossibly a Property Investor

Mortgage

Document Number1483000948,
DateMay 28, 2026
Book Page1483/948
Lender
NameALCOVA MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,305.00$192,763 (-) Land $45,000 Building $147,763
2023$1,305.00$192,763 Land $45,000 Building $147,763$192,763 Land $45,000 Building $147,763

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 46% of North Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Joy St

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