Schenectady County and Schenectady City property record for 1139 Earl Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,024 sqft · built 1959 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Mar 2021) |
| Tax Bill | $6,973 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.22-1-3 |
| Primary APN | 421500 50.22-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,600 sqft (0.174 acres) |
| Lot Dimensions | 95 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Patio Area | 330 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1139 EARL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MORNINGSIDE HGTS MAP 1 WOOD AND GARAGE |
| Legal Subdivision | MORNINGSIDE HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1139 EARL AVE, SCHENECTADY, NY 12309-5621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 6, 2018 | Warranty Deed, Transfer · FHA Mortgage RESMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Prior Sale | Sep 6, 2018 · Amount on Record |
| Deed Document Number | 20219370 |
| Deed Book / Page | 2053 / 779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 9, 2021 |
| Property Address | 1139 EARL AVE, SCHENECTADY, NY 12309-5621 |
| Document Number | 0000009370 |
| Book / Page | 2053 / 779 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 202109370 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1139 EARL AVE, 1139, SCHENECTADY, NY 12309-5621 |
| Name | Verified Name |
|---|---|
| Address | 610 LONG POND DR APT 186, 186, SCHENECTADY, NY 12306-6894 |
| Document Number | 0000009371 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 5076/514 |
| Instrument | 202109371 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 6, 2018 |
| Property Address | 1139 EARL AVE, SCHENECTADY, NY 12309-5621 |
| Document Number | 0000039854 |
| Book / Page | 001995 / 000259 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 39854 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 BROADWAY WATERVLIET NY 121893938, WATERVLIET, NY 12189-3938 |
| Document Number | 39855 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 004862/000560 |
| Instrument | 39855 |
| Name | RESMAC |
|---|---|
| Address | BOCA RATON, FL 33487 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,973.00 (+1.84%) | ||
| 2025 | $6,847.00 (+3.92%) | $142,800 (-) Land $21,400 Building $121,400 | $236,463 (+30.82%) Land $35,436 Building $201,027 |
| 2023 | $142,800 (-) Land $21,400 Building $121,400 | $180,759 (+3.8%) Land $27,089 Building $153,670 | |
| 2022 | $142,800 Land $21,400 Building $121,400 | $174,146 Land $26,098 Building $148,048 | |
| 2021 | $6,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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