1131 Earl Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1131 Earl Ave, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,564 sqft · built 1920
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2022)
Tax Bill	$7,323 (2026)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 50.22-1-5.2`

Property Details

APN / Parcel Number

Primary APN	`421500 50.22-1-5.2`
Alternative APN	`150005002200010050020000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,142 sqft
Upper Floors Area	422 sqft
Attic	Attic
Attic Area	422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Porch	Slab
Porch Area	638 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1131 EARL AVE
City	SCHENECTADY
State	NY
Zip	12309-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	5.002
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3000
Census Tract	20500

Owner

1131 Earl Ave is owned and occupied by an individual who bought it in November 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1131 EARL AVE, SCHENECTADY, NY 12309-5621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Feb 11, 2002 · Amount on File
Deed Document Number	202262316
Deed Book / Page	2097 / 735
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 29, 2022
Property Address	1131 EARL AVE, SCHENECTADY, NY 12309-5621
Document Number	0000062316
Book / Page	2097 / 735
Instrument Date	Oct 27, 2022
Instrument	202262316
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 EARL AVE, SCHENECTADY, NY 12309-5622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 4TH ST # 2ND, SCHENECTADY, NY 12302-1933

Tax Assessment & Valuation

The 2026 property tax bill for 1131 Earl Ave was $7,323, up 1.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,323.00 (+1.78%)
2025	$7,195.00	$146,700 Land $22,000 Building $124,700	$242,921 Land $36,430 Building $206,491
2023		$146,700 (-) Land $22,000 Building $124,700	$185,696 (+3.8%) Land $27,848 Building $157,848
2022		$146,700 Land $22,000 Building $124,700	$178,902 Land $26,829 Building $152,073
2021	$4,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1131 Earl Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1131 Earl Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20