Cherokee County property record for 11385 Hwy 294, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,051 sqft · built 1963 |
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Feb 2024) |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 452400430560000 |
| Primary APN | 452400430560000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,051 sqft Heated Area |
| Gross Area | 2,531 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 125,453 sqft (2.88 acres) |
| Lot Dimensions | 275 ft deep x 411 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 62168 |
|---|---|
| Street Address | 11385 HIGHWAY 294 |
| City | MURPHY |
| State | NC |
| Zip | 28906-1879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR TINNEY 1275/853 |
| Legal Phase | 644 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 930606 |
Source: Cherokee County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11385 HIGHWAY 294, MURPHY, NC 28906-1879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on Record |
| Deed Sale | Feb 14, 2024 · Amount on Record |
| Deed Document Number | 656 |
| Deed Book / Page | 1751 / 142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 14, 2024 |
| Property Address | 11385 HIGHWAY 294, MURPHY, NC 28906-1879 |
| Document Number | 001751/142 |
| Book / Page | 1751 / 142 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 656 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10850 HIGHWAY 294, MURPHY, NC 28906-1982 |
| Name | Verified Name |
|---|---|
| Address | 11385 HIGHWAY 294, MURPHY, NC 28906-1879 |
| Document Number | 001751/144 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 1751/144 |
| Instrument | 657 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.9% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.9% |
| Max Rate At Change | 8.9% |
| Index | 5-Year CMT |
| Max Rate | 12.9% |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 | $148,420 (-) | $148,420 (-) Land $16,430 Building $131,990 |
| 2023 | $148,420 | $148,420 Land $16,430 Building $131,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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