Cherokee County property record for 10955 Hwy 294, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,320 sqft · built 1945 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jan 2010) |
| Tax Bill | $1,040 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 452400621413000 |
| Primary APN | 452400621413000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,320 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Width | 140 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 561 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 31188 |
|---|---|
| Street Address | 10955 HIGHWAY 294 |
| City | MURPHY |
| State | NC |
| Zip | 28906-1981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR WALLACE REAL ESTATE P/O 1272/216 D/30 |
| Legal Subdivision | WALLACE REAL ESTATE |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 930606 |
10955 Hwy 294, a rural home, is owned and occupied by an individual who bought it in January 2010.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10955 HIGHWAY 294, MURPHY, NC 28906-1981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2010 · Amount on File |
| Deed Sale | Jan 12, 2010 · Amount on File |
| Deed Document Number | 2010-0000120 |
| Deed Book / Page | 1376 / 0995 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 10955 Hwy 294 was $1,040.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 | $135,460 | $135,460 Land $12,740 Building $122,720 |
| 2023 | $135,460 | $135,460 Land $12,740 Building $122,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10955 Hwy 294 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10955 Hwy 294 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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