11382 Bishops Gate Ln, Laurel, MD 20723 Property Records

Howard County property record for 11382 Bishops Gate Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,764 sqft · built 2000
Lot Size	0.33 acres (14,373 sqft)
Owner	2 Trust Names on File
Last Sale	$355,000 (Feb 2001)
Tax Bill	$9,530 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-559611`

Property Details

APN / Parcel Number

Primary APN	`06-559611`
Alternative APNs	`6559611` `559611`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,764 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,373 sqft (0.33 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	559611
Street Address	11382 BISHOPS GATE LN
City	LAUREL
State	MD
Zip	20723-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 48 14,373 SQ' 11382 BISHOPS GATE LN RESERVIOR OVERLOOK RSB L
Legal Subdivision	RESERVOIR OVERLOOK
Legal Block	9999
Legal Lot Number	48
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1017
Census Tract	606805

Owner

11382 Bishops Gate Ln is owner-occupied and held in a trust since May 2015.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11382 BISHOPS GATE LN, LAUREL, MD 20723-2053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2001 · Amount on File
Deed Sale	Feb 13, 2001 · Amount on File
Prior Sale	Feb 8, 2000 · Amount on File
Deed Document Number	20011027
Deed Book / Page	5346 / 218
Last Transfer Date	May 22, 2015
Transfer Doc	0162780247
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11382 BISHOPS GATE LN, LAUREL, MD 20723-2053
Document Number	0194740466
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11382 BISHOPS GATE LN LAUREL MD 207232053, LAUREL, MD 20723-2053

Mortgage

Document Number	0194740466
Date	Jun 25, 2020
Book Page	019474/000466

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 11382 Bishops Gate Ln was $9,530 with a homeowner's exemption, down 7.3% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,530.00 (-7.3%) Homeowner's exemption	$787,933 (+7.51%)	$898,000 (+22.53%) Land $361,600 Building $536,400
2025	$10,280.00 (+5.07%) Homeowner's exemption	$732,900 Land $191,600 Building $541,300	$732,900 Land $191,600 Building $541,300
2024	$9,784.00
2023		$619,567	$732,900 Land $191,600 Building $541,300
2022	$6,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11382 Bishops Gate Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11382 Bishops Gate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bishops Gate Ln

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