11370 Bishops Gate Ln, Laurel, MD 20723 Property Records

Howard County property record for 11370 Bishops Gate Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,872 sqft · built 2000
Lot Size	0.358 acres (15,600 sqft)
Owner	2 Trust Names on File
Last Sale	$388,940 (Jul 2000)
Tax Bill	$9,834 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-559654`

Property Details

APN / Parcel Number

Primary APN	`06-559654`
Alternative APNs	`6559654` `559654`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,872 sqft Total Area
Basement Area	1,492 sqft
Finished Basement	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,600 sqft (0.358 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	559654
Street Address	11370 BISHOPS GATE LN
City	LAUREL
State	MD
Zip	20723-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 51 15,600 SQ' 11370 BISHOPS GATE LN RESERVIOR OVERLOOK RSB L
Legal Subdivision	RESERVIOR OVERLOOK RESUB
Legal Block	9999
Legal Lot Number	51
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1017
Census Tract	606805

Owner

11370 Bishops Gate Ln is owner-occupied and held in a trust since July 2000.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11370 BISHOPS GATE LN, LAUREL, MD 20723-2053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2000 · Amount on File
Deed Sale	Jul 14, 2000 · Amount on File
Deed Document Number	2000205082
Deed Book / Page	5144 / 720
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11370 BISHOPS GATE LN, LAUREL, MD 20723-2053
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BROADVIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181520001
Date	Apr 27, 2018
Book Page	18152/001

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11370 BISHOPS GATE LN, LAUREL, MD 20723-2053
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CAPITOL SETTLEEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11370 BISHOPS GATE LN, LAUREL, MD 20723-2053

Mortgage

Document Number	0202490372
Date	Feb 23, 2021
Book Page	20249/372

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 11370 Bishops Gate Ln was $9,834 with a homeowner's exemption, down 14.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,834.00 (-14.72%) Homeowner's exemption	$949,767 (+6.1%)	$1,058,900 (+18.29%) Land $362,300 Building $696,600
2025	$11,532.00 Homeowner's exemption	$895,200 Land $192,300 Building $702,900	$895,200 Land $192,300 Building $702,900
2023		$718,467	$895,200 Land $192,300 Building $702,900
2022	$7,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11370 Bishops Gate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11370 Bishops Gate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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