1138 Waterfall Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 1138 Waterfall Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,455 sqft · built 2015
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Trust Names on Record
Last Sale	$120,000 (Nov 2010)
Tax Bill	$7,865 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04 7 3232`

Property Details

APN / Parcel Number

Primary APN	`04 7 3232`
Alternative APN	`142000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,455 sqft Heated Area
Gross Area	9,702 sqft
1st Floor Area	2,728 sqft
Upper Floors Area	727 sqft
Basement Area	2,650 sqft
Finished Basement	1,781 sqft
Unfinished Basement	869 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	74,488 sqft (1.71 acres)
Garage Type	Finished
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	881 sqft
Deck Area	1,240 sqft
Patio Area	1,240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	142000
Street Address	1138 WATERFALL LN
City	LENOIR
State	NC
Zip	28645-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1985 PG 2079
Legal Subdivision	COVES AT ROUND MOUNTAIN
Jurisdiction	CALDWELL NC
Township / Civil Division	JOHNS RIVER
Census Block Group	3
Census Block	3008
Census Tract	30900

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1138 WATERFALL LN, LENOIR, NC 28645-8943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Apr 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2010 · Amount on Record
Deed Sale	Nov 29, 2010 · Amount on Record
Deed Book / Page	1756 / 129
Last Transfer Date	Apr 14, 2020
Transfer Doc	0010043119
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1138 WATERFALL LN, LENOIR, NC 28645-8943
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020271053
Date	Jul 13, 2021
Book Page	2027/1053
Instrument	10060012

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 14, 2020
Property Address	1138 WATERFALL LN, LENOIR, NC 28645-8943
Document Number	0010043118
Book / Page	001985 / 002079
Instrument Date	Apr 14, 2020
Instrument	10043118
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1138 WATERFALL LN LENOIR NC 286458943, LENOIR, NC 28645-8943

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 14, 2020
Property Address	1138 WATERFALL LN, LENOIR, NC 28645-8943
Document Number	0010043119
Book / Page	001985 / 002081
Instrument Date	Apr 14, 2020
Instrument	10043119
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1138 WATERFALL LN LENOIR NC 286458943, LENOIR, NC 28645-8943

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 30, 2018
Property Address	1138 WATERFALL LN, LENOIR, NC 28645-8943
Document Number	0010024505
Book / Page	001945 / 002100
Instrument Date	Jul 30, 2018
Instrument	10024505
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1138 WATERFALL LN LENOIR NC 286458943, LENOIR, NC 28645-8943

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,865.00 (-4.84%)	$1,296,100 (-) Land $155,700 Building $1,140,400
2025	$8,265.00 (+42.82%)	$1,296,100 (+69.34%) Land $155,700 Building $1,140,400	$1,296,100 (+69.34%) Land $155,700 Building $1,140,400
2023		$765,400 (-) Land $104,200 Building $661,200	$765,400 (-) Land $104,200 Building $661,200
2022	$5,787.00	$765,400 Land $104,200 Building $661,200	$765,400 Land $104,200 Building $661,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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