1111 Waterfall Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 1111 Waterfall Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,685 sqft · built 2013
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Trust Names on Record
Last Sale	$700,000 (Jun 2021)
Tax Bill	$5,304 (2026)
Deeds & Mortgages	May 2023 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04 7 3243`

Property Details

APN / Parcel Number

Primary APN	`04 7 3243`
Alternative APNs	`171950` `177577`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,685 sqft Heated Area
Gross Area	6,154 sqft
1st Floor Area	1,685 sqft
Attic	Attic
Attic Area	441 sqft
Basement Area	1,684 sqft
Finished Basement	1,684 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	98,010 sqft (2.25 acres)
Garage Type	Finished
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,096 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	177577
Street Address	1111 WATERFALL LN
City	LENOIR
State	NC
Zip	28645-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2083 PG 1184 YR 2023 ST 0.00
Legal Subdivision	THE COVES AT ROUND MOUNTAIN
Jurisdiction	CALDWELL NC
Township / Civil Division	JOHNS RIVER
Census Block Group	3
Census Block	3008
Census Tract	30900

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1111 WATERFALL LN, LENOIR, NC 28645-8943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Intrafamily Transfer, Transfer
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Jul 8, 2011 · Amount on Record
Deed Document Number	202110059495
Deed Book / Page	2026 / 667
Last Transfer Date	May 10, 2023
Transfer Doc	0020831184
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	May 10, 2023
Property Address	1111 WATERFALL LN, LENOIR, NC 28645-8943
Document Number	0020831184
Book / Page	2083 / 1184
Map Reference	MB 27 PG 243
Instrument Date	May 10, 2023
Instrument	10084369
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 WATERFALL LN, LENOIR, NC 28645-8943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1111 WATERFALL LN, LENOIR, NC 28645-8943
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 30, 2021
Property Address	1111 WATERFALL LN, LENOIR, NC 28645-8943
Document Number	0020260667
Book / Page	2026 / 667
Map Reference	MB 27 PG 243
Instrument Date	Jun 29, 2021
Instrument	10059495
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 JOHNS RIDGE PKWY, 1218, LENOIR, NC 28645-6975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 WATERFALL LN, LENOIR, NC 28645-8943
Investor	Possibly a Property Investor

Mortgage

Document Number	10059496
Date	Jun 30, 2021
Instrument	10059496

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1111 WATERFALL LN, LENOIR, NC 28645-8943
Document Number	0010040238
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 WATERFALL LN LENOIR NC 286458943, LENOIR, NC 28645-8943

Mortgage

Document Number	0010040238
Date	Jan 13, 2020
Book Page	001979/001201
Instrument	10040238

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1111 WATERFALL LN, LENOIR, NC 28645-8943
Document Number	0010021093
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1111 WATERFALL LN LENOIR NC 286458943, LENOIR, NC 28645-8943

Mortgage

Document Number	0010021093
Date	Apr 10, 2018
Book Page	001938/002181
Instrument	10021093

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2038

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,304.00 (-21.19%)	$872,800 (-) Land $195,100 Building $677,700
2025	$6,730.00 (+74.26%)	$872,800 (+74.66%) Land $195,100 Building $677,700	$872,800 (+74.66%) Land $195,100 Building $677,700
2024	$3,862.00 (+2.01%)
2023		$499,700 (-) Land $130,500 Building $369,200	$499,700 (-) Land $130,500 Building $369,200
2022	$3,786.00	$499,700 Land $130,500 Building $369,200	$499,700 Land $130,500 Building $369,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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