1138 Overton Ct, Naperville, IL 60540 Property Records

DuPage County property record for 1138 Overton Ct, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,427 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$425,000 (Aug 2018)
Tax Bill	$11,159 (2025)
Deeds & Mortgages	Jan 2026 Transfer May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-29-204-017`

Property Details

APN / Parcel Number

Primary APN	`08-29-204-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,427 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	1,339 sqft
2nd Floor Area	1,088 sqft
Basement Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1138 OVERTON CT
City	NAPERVILLE
State	IL
Zip	60540-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HUNTINGTON ESTS UNIT 1 ALL
Legal Subdivision	HUNTINGTON ESTS
Legal Lot Number	66
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2017
Census Tract	846202

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1138 OVERTON CT, NAPERVILLE, IL 60540-8317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 31, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Mar 13, 2009 · Amount on Record
Deed Document Number	201872268
Prior Transfer Date	Jun 19, 1998
Prior Transfer Doc	0000139453
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Jan 8, 2026
Property Address	1138 OVERTON CT, NAPERVILLE, IL 60540-8317
Document Number	0000001715
Map Reference	DOC R75-56556
Instrument Date	Dec 19, 2025
Instrument	R2026-001715
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1138 OVERTON CT, NAPERVILLE, IL 60540-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 OVERTON CT, NAPERVILLE, IL 60540-8317

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1138 OVERTON CT, NAPERVILLE, IL 60540-8317
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048021
Date	May 31, 2018
Instrument	R2018-048021

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.54%
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1138 OVERTON CT, NAPERVILLE, IL 60540-8317
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098496
Date	Sep 2, 2020
Instrument	R2020-098496

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 2, 2018
Property Address	1138 OVERTON CT, NAPERVILLE, IL 60540-8317
Document Number	0000072268
Map Reference	DOCR77-33327
Instrument Date	Jul 27, 2018
Instrument	R2018-072268
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BAIRD & WARNER TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1138 OVERTON CT, NAPERVILLE, IL 60540-8317

Mortgage

Document Number	0000072269
Date	Aug 2, 2018
Instrument	R2018-072269

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,159.00 (+3.77%)	$199,208 (+8.53%) Land $88,652 Building $110,556	$597,624 (+8.53%) Land $265,956 Building $331,668
2024	$10,754.00 (+11.44%) Homeowner's exemption	$183,551 (+18.34%) Land $81,684 Building $101,867	$550,653 (+18.34%) Land $245,052 Building $305,601
2022	$9,650.00 Homeowner's exemption	$155,110 Land $69,030 Building $86,080	$465,330 Land $207,090 Building $258,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1983–2002)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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