1137 Overton Ct, Naperville, IL 60540 Property Records

DuPage County property record for 1137 Overton Ct, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,427 sqft · built 1976
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2025)
Tax Bill	$10,709 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-29-204-010`

Property Details

APN / Parcel Number

Primary APN	`08-29-204-010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,427 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	1,339 sqft
2nd Floor Area	1,088 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Lot Area	13,939 sqft (0.32 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1137 OVERTON CT
City	NAPERVILLE
State	IL
Zip	60540-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HUNTINGTON ESTS UNIT 1 ALL
Legal Subdivision	HUNTINGTON ESTS
Legal Lot Number	73
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2017
Census Tract	846202

Owner

Source: DuPage County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2345 FOXMOOR LN, AURORA, IL 60502-4441
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Nov 4, 2025	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2022	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Deed Document Number	202570638
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	0000056643
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Sep 10, 2026
Property Address	1137 OVERTON CT, NAPERVILLE, IL 60540-8317
Document Number	0000062503
Instrument Date	Sep 2, 2026
Instrument	202662503
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 OVERTON CT, NAPERVILLE, IL 60540-8317

Mortgage

Document Number	0000062503,
Date	Sep 10, 2026
Instrument	202662503

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1137 OVERTON CT, NAPERVILLE, IL 60540-8317
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010185
Date	Feb 17, 2026
Instrument	R2026-010185

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 4, 2025
Property Address	1137 OVERTON CT, NAPERVILLE, IL 60540-8317
Document Number	0000070638
Map Reference	DOC R75-56556
Instrument Date	Oct 16, 2025
Instrument	R2025-070638
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FSBO TITLE COMPANY, FOX TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1137 OVERTON CT, NAPERVILLE, IL 60540-8317

Mortgage

Document Number	0000070639
Date	Nov 4, 2025
Instrument	R2025-070639

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Jun 13, 2022
Property Address	1137 OVERTON CT, NAPERVILLE, IL 60540-8317
Document Number	0000056643
Map Reference	DOC R75-56556
Instrument Date	Jun 1, 2022
Instrument	R2022-056643
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1137 OVERTON CT, NAPERVILLE, IL 60540-8317

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,709.00 (+4.16%)	$199,506 (+8.53%) Land $88,236 Building $111,270	$598,518 (+8.53%) Land $264,708 Building $333,810
2024	$10,281.00 (+10.06%) Homeowner's exemption Veteran's exemption	$183,826 (+18.34%) Land $81,301 Building $102,525	$551,478 (+18.34%) Land $243,903 Building $307,575
2022	$9,341.00 Homeowner's exemption Senior Citizen's exemption	$155,340 Land $68,700 Building $86,640	$466,020 Land $206,100 Building $259,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1983–2002)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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