1138 Montecito Dr, Minden, NV 89423 Property Records

Douglas County property record for 1138 Montecito Dr, Minden, NV 89423

Property Summary

Property Type	Single Family Home
Details	2,190 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Apr 2017)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1320-29-610-086`

Property Details

APN / Parcel Number

Primary APN	`1320-29-610-086`
Alternative APN	`132029000010`

Interior

Stories	1 Story
Building Area	2,190 sqft Living Area

Exterior

Year Built	Built 2014
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1138 MONTECITO DR
City	MINDEN
State	NV
Zip	89423-8673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:88 BLK:G CITY/MUNI/TWP:TOWN OF MINDEN SUBD:MONTERRA PH 1 SEC/TWN/RNG/MER:SEC 29 TWN 13N RNG 20E
Legal Range	20
Legal Township	13
Legal Section	29
Legal Subdivision	MONTERRA PH 1
Legal Block	G
Legal Lot Number	88
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1002
Census Tract	1400

Owner

Source: Douglas County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1138 MONTECITO DR, MINDEN, NV 89423-8673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage GENEVA FIN'L
Dec 11, 2019	Deed of Trust, Mortgage · VA Mortgage GENEVA FIN'L
Apr 17, 2017	Grant Deed, Transfer · VA Mortgage SECURITY NAT'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	897354
Deed Book / Page	G / 88
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1138 MONTECITO DR, MINDEN, NV 89423-8673
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006058
Date	Mar 27, 2024
Instrument	2024-1006058

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1138 MONTECITO DR, MINDEN, NV 89423-8673
Document Number	0000953131
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1138 MONTECITO DR MINDEN NV 894238673, MINDEN, NV 89423-8673

Mortgage

Document Number	0000953131
Date	Sep 22, 2020
Instrument	953131

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1138 MONTECITO DR, MINDEN, NV 89423-8673
Document Number	0000939663
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1138 MONTECITO DR MINDEN NV 894238673, MINDEN, NV 89423-8673

Mortgage

Document Number	0000939663
Date	Dec 16, 2019
Instrument	939663

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 17, 2017
Property Address	1138 MONTECITO DR, MINDEN, NV 89423-8673
Document Number	0000897354
Instrument Date	Apr 13, 2017
Instrument	897354
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1138 MONTECITO DR MINDEN NV 894238673, MINDEN, NV 89423-8673

Mortgage

Document Number	897355
Date	Apr 17, 2017
Instrument	897355

Lender

Name	SECURITY NAT'L MTG
Type	Mortgage Company
Address	MURRAY, UT 84123

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,650.00 (+5.9%)	$168,131 (+5%) Land $40,250 Building $127,881	$480,374 (+5%) Land $115,000 Building $365,374
2023	$5,335.00	$160,127 Land $40,250 Building $119,877	$457,506 Land $115,000 Building $342,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 62% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DTS Fiber.

Nearby Properties on Montecito Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures