1128 Montecito Dr, Minden, NV 89423 Property Records

Douglas County property record for 1128 Montecito Dr, Minden, NV 89423

Property Summary

Property Type	Single Family Home
Details	2,458 sqft · built 2009
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Jul 2024)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1320-29-610-081`

Property Details

APN / Parcel Number

Primary APN	`1320-29-610-081`
Alternative APN	`132029000010`

Interior

Stories	1 Story
Building Area	2,458 sqft Living Area

Exterior

Year Built	Built 2009
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1128 MONTECITO DR
City	MINDEN
State	NV
Zip	89423-8673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:93 BLK:G CITY/MUNI/TWP:TOWN OF MINDEN SUBD:MONTERRA PH 1 SEC/TWN/RNG/MER:SEC 29 TWN 13N RNG 20E
Legal Range	20
Legal Township	13
Legal Section	29
Legal Subdivision	MONTERRA PH 1
Legal Block	G
Legal Lot Number	93
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1002
Census Tract	1400

Owner

Source: Douglas County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1128 MONTECITO DR, MINDEN, NV 89423-8673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage MICHAEL PEGRAM
Apr 10, 2017	Grant Deed, Transfer · Conventional Mortgage SKAGIT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	1009953
Deed Book / Page	G / 93
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1128 MONTECITO DR, MINDEN, NV 89423-8673
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 MONTECITO DR, MINDEN, NV 89423-8673

Mortgage

Document Number	0000099788
Date	Aug 22, 2023
Instrument	2023-999788

Lender

Name	MICHAEL PEGRAM
Type	Private Party
Address	310 STATE ROUTE 88, MINDEN, NV 89423

Agreement

Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 10, 2017
Property Address	1128 MONTECITO DR, MINDEN, NV 89423-8673
Document Number	0000897008
Instrument Date	Apr 7, 2017
Instrument	897008
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 MONTECITO DR MINDEN NV 894238673, MINDEN, NV 89423-8673

Mortgage

Document Number	897009
Date	Apr 10, 2017
Instrument	897009

Lender

Name	SKAGIT BK
Type	Bank
Address	BURLINGTON, WA 98233-0285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2032

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,697.00 (+5.86%)	$169,135 (+4.67%) Land $40,250 Building $128,885	$483,243 (+4.67%) Land $115,000 Building $368,243
2023	$4,437.00	$161,586 Land $40,250 Building $121,336	$461,674 Land $115,000 Building $346,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 62% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DTS Fiber.

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