Rockcastle County property record for 1137 Sowder School Rd, Mount Vernon, KY 40456 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.58 acres (69,043 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $610 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-00-036.01 |
| Primary APN | 047-00-036.01 |
|---|---|
| Alternative APNs |
|
| Lot Area | 69,043 sqft (1.58 acres) |
|---|
| Account Number | 792101 |
|---|---|
| Street Address | 1137 SOWDER SCHOOL RD |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT A (HOUSE & 1.585 ACRES) |
| Legal Subdivision | DALE HASTY |
| Legal Tract | A |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950300 |
Source: Rockcastle County records · APN 047-00-036.01
Assessment roll updated January 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1133 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8167 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jul 23, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2019 |
| Transfer Doc | 00D269/482 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 1137 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8167 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000296/326 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 296/326 |
| Instrument | 161639 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Jul 23, 2019 |
| Property Address | 1137 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8167 |
| Document Number | 00D269/482 |
| Book / Page | D269 / 482 |
| Map Reference | MB 5 PG 411 SL 1400 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 160383 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1133 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8167 |
Source: Rockcastle County records · Assessment roll updated January 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $610.00 (+5.35%) | $75,000 (+7.14%) | $75,000 (+7.14%) |
| 2023 | $579.00 | $70,000 | $70,000 |
Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212039503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010, rainfall accumulation, Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 459 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | DSL | 200 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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