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1032 Sowder School Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 1032 Sowder School Rd, Mount Vernon, KY 40456

Property Summary

Property TypeSingle Family Home
Details2,040 sqft · built 1995
Lot Size2.35 acres (102,366 sqft)
Owner2 Individual Names on File
Last Sale$47,000 (Jan 2024)
Tax Bill$1,692 (2025)
Deeds & MortgagesAug 2024 Transfer
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN047-00-038.07

Property Details

APN / Parcel Number

Primary APN047-00-038.07
Alternative APNs
  • 1848501
  • 1023101
  • 1383101

Interior

Building Area2,040 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Lot Area102,366 sqft (2.35 acres)

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number1383101
Street Address1032 SOWDER SCHOOL RD
CityMOUNT VERNON
StateKY
Zip40456-8103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.35 ACRES & 2024 CLAYTON 30X68
JurisdictionROCKCASTLE KY
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1000
Census Tract950300

Owner

Source: Rockcastle County assessment roll, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address175 PERCIFUL ST, MOUNT VERNON, KY 40456-9017
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2024Intrafamily Transfer, Transfer
May 20, 2021Deed, Transfer · Stand-Alone First Mortgage
PBK BANK INC
May 13, 2014Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Prior SaleDec 3, 2019 · Amount on Record
Deed Book / Page290 / 439
Prior Transfer DateNov 11, 2019
Prior Transfer Doc000271/288
Record UpdatedSep 20, 2026

August 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKCASTLE KY
Recording DateAug 8, 2024
Property Address1032 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8103
Document Number000293/260
Book / Page293 / 260
Instrument DateAug 7, 2024
Instrument402048
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address175 PERCILUIL STREET, MOUNT VERNON, KY 40456

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address175 PERCIFUL ST, MOUNT VERNON, KY 40456-9017

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateMay 20, 2021
Property Address1032 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8103
Document Number000D278/81
Book / PageD278 / 81
Instrument DateMay 14, 2021
Instrument367325
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address441 LAUREL ST, RICHMOND, KY 40475-1239

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address175 PERCIFUL ST, MOUNT VERNON, KY 40456-9017

Mortgage

Document Number0000367326
DateMay 20, 2021
Instrument367326
Lender
NamePBK BANK INC
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term300 Months
DueMay 14, 2046

May 2014: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateMay 13, 2014
Property Address1032 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8103
Document NumberDEED247/676
Book / PageDEED 247 / 676
Instrument DateOct 10, 2013
Instrument134079
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address505 HANDYS BEND RD, WILMORE, KY 40390-9721

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8169

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,692.00 (+1,201.54%)$208,000 (+1,216.46%)$208,000 (+1,216.46%)
2023$130.00$15,800$15,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 80% of Kentucky
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT VERNON WATER WORKS
serves 4,951 people · EPA ID KY1020299
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Uniti Group
DSL		200 / 20
Verizon
Fixed Wireless		25 / 6

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