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1137 Sandpiper Loop, Winter Haven, FL 33881 Property Records

Polk County property record for 1137 Sandpiper Loop, Winter Haven, FL 33881 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,908 sqft · built 2023
Lot Size0.288 acres (12,558 sqft)
OwnerIndividual Name on File
Last Sale$363,500 (Nov 2023)
Tax Bill$3,639 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-14-533503-000340

Property Details

APN / Parcel Number

Primary APN26-28-14-533503-000340
Alternative APN
  • 142826533503000340

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,908 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,908 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area12,558 sqft (0.288 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area277 sqft

Location & Zoning

Street Address1137 SANDPIPER LOOP
CityWINTER HAVEN
StateFL
Zip33881-5609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT CREEK PB 189 PGS 24-27 LOT 34
Legal SubdivisionCHESTNUT CREEK
Legal Block2
Legal Lot Number34
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2017
Census Tract12802

Owner

Source: Polk County records · APN 26-28-14-533503-000340

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1137 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5609
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2023 · Amount on Record
Deed SaleNov 02, 2023 · Amount on Record
Deed Document Number2023260541
Deed Book / Page12897 / 1446
Record UpdatedSep 20, 2026

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateNov 02, 2023
Property Address1137 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5609
Document Number0000260541
Book / Page12897 / 1446
Map ReferenceMB 189 PG 24-27
Instrument DateOct 30, 2023
Instrument2023260541
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,544.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5609

Mortgage

Document Number0128971448
DateNov 02, 2023
Instrument12897/1448
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,639.00 (+439.91%)$274,556 (+449.11%) Land $52,000 Building $222,556$274,556 (+449.11%) Land $52,000 Building $222,556
2023$674.00 (+361.64%)$50,000 (+365.85%) Land $50,000$50,000 (+365.85%) Land $50,000
2022$146.00$10,733 Land $10,733$10,733 Land $10,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050128022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2023, rainfall accumulation, Hurricane Idalia
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 282 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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