1134 Sandpiper Loop, Winter Haven, FL 33881 Property Records

Polk County property record for 1134 Sandpiper Loop, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,805 sqft · built 2024
Lot Size	0.253 acres (11,016 sqft)
Owner	Individual Name on File
Last Sale	$48,600 (Mar 2024)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Mar 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26-28-14-533503-000690`

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533503-000690`
Alternative APN	`142826533503000690`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,805 sqft Living Area
Gross Area	3,571 sqft
1st Floor Area	2,805 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,016 sqft (0.253 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	766 sqft
Porch	Unfinished Open Porch
Porch Area	279 sqft

Location & Zoning

Street Address	1134 SANDPIPER LOOP
City	WINTER HAVEN
State	FL
Zip	33881-5608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT CREEK PB 189 PGS 24-27 LOT 69
Legal Subdivision	CHESTNUT CREEK
Legal Block	2
Legal Lot Number	69
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2017
Census Tract	12802

Owner

1134 Sandpiper Loop is owned and occupied by an individual who bought it in March 2024.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1134 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Deed Document Number	202450006
Deed Book / Page	13026 / 1810
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 4, 2024
Property Address	1134 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5608
Document Number	0000050006
Book / Page	13026 / 1810
Map Reference	MB 189 PG 24-27
Instrument Date	Feb 24, 2024
Instrument	2024050006
Transaction Type	Construction Loan
Record Updated	Jan 13, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$340.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5608

Mortgage

Document Number	0130261812
Date	Mar 4, 2024
Instrument	13026/1812

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1134 Sandpiper Loop was $2,565 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,461 (+2.7%)	$374,004 (+0.32%) Land $52,000 Building $322,004
2025	$2,565.00 Homeowner's exemption	$239,008	$372,825 Land $52,000 Building $320,825
2023	$674.00 (+361.64%)	$50,000 (+365.85%) Land $50,000	$50,000 (+365.85%) Land $50,000
2022	$146.00	$10,733 Land $10,733	$10,733 Land $10,733

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1134 Sandpiper Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2022–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1134 Sandpiper Loop is moderate, ranking above 64% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20