1137 Lakeside Dr, Felton, CA 95018 Property Records

Santa Cruz County property record for 1137 Lakeside Dr, Felton, CA 95018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,511 sqft · built 1974
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (May 2021)
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064-102-24`

Property Details

APN / Parcel Number

Primary APN	`064-102-24`
Alternative APN	`064-102-24-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,511 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Terrain	Steep
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1137 LAKESIDE DR
City	FELTON
State	CA
Zip	95018-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	TRACT 89 LOT 23
Legal Subdivision	HIDDEN ACRES TR 89
Legal Tract	89
Legal Lot Number	23
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2019
Census Tract	120700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1137 LAKESIDE DR, FELTON, CA 95018-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU
May 21, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Document Number	202128798
Prior Transfer Date	Aug 12, 1997
Prior Transfer Doc	0000036743
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1137 LAKESIDE DR, FELTON, CA 95018-9513
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 LAKESIDE DR, FELTON, CA 95018-9513

Mortgage

Document Number	0000013555
Date	Apr 28, 2022
Instrument	2022-0013555

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 21, 2021
Property Address	1137 LAKESIDE DR, FELTON, CA 95018-9513
Document Number	0000028798
Map Reference	MB 29 PG 2
Instrument Date	May 14, 2021
Instrument	2021-0028798
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1137 LAKESIDE DR, FELTON, CA 95018-9513

Mortgage

Document Number	0000028799
Date	May 21, 2021
Instrument	2021-0028799

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,864 (+2%) Land $259,605 Building $111,259
2025	$5,089.00 (+4.95%) Homeowner's exemption	$363,592 (+4.04%) Land $254,514 Building $109,078
2023	$4,849.00 (+2.17%) Homeowner's exemption	$349,473 Land $244,631 Building $104,842	$832,320
2022	$4,746.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST LAKES MWC private · serves 1,067 people · EPA ID CA4410016
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jul 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cruzio, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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