1084 Lakeside Dr, Felton, CA 95018 Property Records

Santa Cruz County property record for 1084 Lakeside Dr, Felton, CA 95018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1964
Lot Size	0.393 acres (17,123 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2011)
Tax Bill	$7,070 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`064-101-32`

Property Details

APN / Parcel Number

Primary APN	`064-101-32`
Alternative APN	`064-101-32-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,900 sqft Living Area
Gross Area	2,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,123 sqft (0.393 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	252 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1084 LAKESIDE DR
City	FELTON
State	CA
Zip	95018-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIDDEN ACRES SUB TR #89
Legal Lot Number	20
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2020
Census Tract	120700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1084 LAKESIDE DR, FELTON, CA 95018-9673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2011 · Amount on Record
Deed Sale	Feb 28, 2011 · Amount on Record
Deed Document Number	20118941
Last Transfer Date	Apr 15, 2015
Transfer Doc	0000016171
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1084 LAKESIDE DR, FELTON, CA 95018-9673
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1084 LAKESIDE DR, FELTON, CA 95018-9673

Mortgage

Document Number	0000044162
Date	Oct 27, 2020
Instrument	2020-0044162

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1084 LAKESIDE DR, FELTON, CA 95018-9673
Document Number	0000022890
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1084 LAKESIDE DR FELTON CA 950189673, FELTON, CA 95018-9673

Mortgage

Document Number	0000022890
Date	Jul 26, 2018
Instrument	22890

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,061 (+2%) Land $352,837 Building $235,224
2025	$7,070.00 (+3.48%) Homeowner's exemption	$576,530 (+4.04%) Land $345,918 Building $230,612
2023	$6,832.00 (+2.41%)	$554,143 Land $332,486 Building $221,657	$1,009,170
2022	$6,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST LAKES MWC private · serves 1,067 people · EPA ID CA4410016
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jul 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cruzio, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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