1137 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1137 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 910 sqft · built 1951
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-426-027`

Property Details

APN / Parcel Number

Primary APN	`8913-35-426-027`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Basement Area	910 sqft
Finished Basement	550 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1137 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 27 BLK 8
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	8
Legal Lot Number	27
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2001
Census Tract	1200

Owner

1137 Bourland Ave is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1137 BOURLAND AVE, WATERLOO, IA 50702-3338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1137 BOURLAND AVE, WATERLOO, IA 50702-3338
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 BOURLAND AVE, WATERLOO, IA 50702-3338

Mortgage

Document Number	202300005555
Date	Oct 3, 2022
Instrument	202300005555

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1137 BOURLAND AVE, WATERLOO, IA 50702-3338
Transaction Type	Mortgage
Record Updated	Mar 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013844
Date	Feb 7, 2020
Instrument	202000013844

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1137 BOURLAND AVE, WATERLOO, IA 50702-3338
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00008714
Date	Nov 17, 2017
Instrument	2018-00008714

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1137 Bourland Ave was $2,830 with a homeowner's exemption, up 1.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,830.00 (+1.43%) Homeowner's exemption	$149,580 Land $16,980 Building $132,600	$149,580 Land $16,980 Building $132,600
2024	$2,790.00
2023		$131,820 (+31.13%) Land $16,980 Building $114,840	$131,820 Land $16,980 Building $114,840
2022	$2,012.00 Homeowner's exemption	$100,530 Land $16,980 Building $83,550
2021			$100,530 Land $16,980 Building $83,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1137 Bourland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1137 Bourland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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