1130 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1130 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1950
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on Record
Last Sale	$114,000 (Sep 2018)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-427-007`

Property Details

APN / Parcel Number

Primary APN	`8913-35-427-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft
Basement Area	875 sqft
Finished Basement	225 sqft
Unfinished Basement	875 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1130 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 7 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	9
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2002
Census Tract	1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1130 BOURLAND AVE, WATERLOO, IA 50702-3339
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Sep 27, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Sep 6, 2018	Warranty Deed, Transfer VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Feb 26, 2007 · Amount on Record
Deed Document Number	2018201900003927
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1130 BOURLAND AVE, WATERLOO, IA 50702-3339
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	BLACK HAWK CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 BOURLAND AVE, WASHBURN, IA 50702-3339

Mortgage

Document Number	202100016134
Date	Jan 29, 2021
Instrument	202100016134

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1130 BOURLAND AVE, WATERLOO, IA 50702-3339
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005199
Date	Sep 27, 2018
Instrument	201900005199

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	112 Months
Due	Jan 1, 2028

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 6, 2018
Property Address	1130 BOURLAND AVE, WATERLOO, IA 50702-3339
Document Number	201900003927
Instrument Date	Aug 30, 2018
Instrument	201900003927
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 BOURLAND AVE, WATERLOO, IA 50702-3339

Mortgage

Document Number	201900003928
Date	Sep 6, 2018
Instrument	201900003928

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (+2.59%) Homeowner's exemption	$123,550 (+8.75%) Land $16,980 Building $106,570	$123,550 (+8.75%) Land $16,980 Building $106,570
2024	$2,242.00 (+28.7%)
2023		$113,610 (+28.79%) Land $16,980 Building $96,630	$113,610 (+28.79%) Land $16,980 Building $96,630
2022	$1,742.00 Homeowner's exemption	$88,210 Land $16,980 Building $71,230
2021			$88,210 Land $16,980 Building $71,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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