Medina County property record for 11360 Smith Rd, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1999 |
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jun 2022) |
| Tax Bill | $4,478 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-08B-04-018 |
| Primary APN | 036-08B-04-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 3,384 sqft |
| Basement Area | 846 sqft |
| Finished Basement | 846 sqft |
| Unfinished Basement | 1,692 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 221,285 sqft (5.08 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Canopy | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 11360 SMITH RD |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 N MID PT 5.0875 AC |
| Legal Subdivision | SPENCER TOWNSHIP |
| Legal Lot Number | 6 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 410000 |
11360 Smith Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Medina County records, as of April 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 14, 2022 | Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 7, 2021 | Intrafamily Transfer, Transfer |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on File |
| Deed Sale | Jun 14, 2022 · Amount on File |
| Prior Sale | May 17, 2019 · Amount on File |
| Deed Document Number | 202212943 |
| Prior Transfer Date | Jun 7, 2021 |
| Prior Transfer Doc | 0000016566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Document Number | 0000023256 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022OR023256 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Document Number | 0000022776 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022OR022776 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Jun 14, 2022 |
| Property Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Document Number | 0000012943 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022OR012943 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Document Number | 0000012944 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022OR012944 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Jun 7, 2021 |
| Property Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Document Number | 0000016566 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021OR016566 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 11360 SMITH RD, SPENCER, OH 44275-9315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000010774 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019OR010774 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 10, 2034 |
The 2025 property tax bill for 11360 Smith Rd was $4,478, down 1.8% from the year before.
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| County Subdivision | Spencer Township |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,478.00 (-1.84%) | $118,920 (+5.19%) Land $37,810 Building $81,110 | $339,760 Land $108,030 Building $231,730 |
| 2024 | $4,562.00 (+5.58%) | $113,050 (-) Land $23,580 Building $89,470 | |
| 2023 | $4,321.00 (-2.53%) | $113,050 (-) Land $23,580 Building $89,470 | |
| 2022 | $4,433.00 | $113,050 Land $23,580 Building $89,470 | $323,000 Land $67,370 Building $255,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11360 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11360 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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