11322 Smith Rd, Spencer, OH 44275 Property Records

Medina County property record for 11322 Smith Rd, Spencer, OH 44275

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1995
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Aug 1997)
Tax Bill	$3,547 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-08B-04-022`

Property Details

APN / Parcel Number

Primary APN	`036-08B-04-022`
Alternative APNs	`36-08B-04-022` `0011740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	5 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	2,576 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Construction Type	Wood
Lot Area	221,285 sqft (5.08 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	32 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	11322 SMITH RD
City	SPENCER
State	OH
Zip	44275-9315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 N MID PT 5.0875 AC
Legal Lot Number	6
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1003
Census Tract	410000

Owner

Source: Medina County records · APN 036-08B-04-022

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11322 SMITH RD, SPENCER, OH 44275-9315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 1997 · Amount on Record
Deed Sale	Aug 27, 1997 · Amount on Record
Deed Document Number	1997717439
Last Transfer Date	Mar 20, 2012
Transfer Doc	0000015729
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	11322 SMITH RD, SPENCER, OH 44275-9315
Document Number	0000007441
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11322 SMITH RD SPENCER OH 442759315, SPENCER, OH 44275-9315

Mortgage

Document Number	0000007441
Date	Apr 04, 2017
Instrument	7441

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 03, 2037

Tax Assessment & Valuation

Source: Medina County records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
County Subdivision	Spencer Township
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,547.00 (+24.54%)	$94,060 (+33.61%) Land $37,810 Building $56,250	$268,740 (+33.61%) Land $108,030 Building $160,710
2024	$2,848.00 (+5.56%)	$70,400 (-) Land $23,580 Building $46,820
2023	$2,698.00 (-2.56%)	$70,400 (-) Land $23,580 Building $46,820
2022	$2,769.00	$70,400 Land $23,580 Building $46,820	$201,140 Land $67,370 Building $133,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 5, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	1,000 / 1,000
Armstrong Holdings Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 10 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.