11359 Saddle Rd, Monterey, CA 93940 Property Records

Monterey County property record for 11359 Saddle Rd, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 5,720 sqft · built 1991
Lot Size2.93 acres (127,631 sqft)
OwnerCompany Name on Record
Last Sale$2,625,000 (Sep 2022)
Tax Bill$30,901 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN416-161-043-000

Property Details

APN / Parcel Number

Primary APN416-161-043-000
Alternative APN
  • 416-161-043

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Stories1 Story
Building Area5,720 sqft Living Area
1st Floor Area5,720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2000
Architectural StyleH-Shape
Construction TypeWood
Lot Area127,631 sqft
Garage Area1,656 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number416-161-043
Street Address11359 SADDLE RD
CityMONTEREY
StateCA
Zip93940-6647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 17 SUR MAPS PG 39 PAR 9 & AREA C
Legal SubdivisionTRACT #980 HIDDEN HILLS ESTATES
Legal Lot Number9
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1026
Census Tract13200

Owner

Source: Monterey County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11359 SADDLE RD, MONTEREY, CA 93940-6647
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2022 · Amount on Record
Deed SaleSep 6, 2022 · Amount on Record
Prior SaleMay 4, 2015 · Amount on Record
Deed Document Number202237014
Prior Transfer DateOct 9, 2003
Prior Transfer Doc0000138769
Record UpdatedOct 29, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateSep 6, 2022
Property Address11359 SADDLE RD, MONTEREY, CA 93940-6647
Document Number0000037014
Map ReferenceVOL 15 PG 28
Instrument DateAug 31, 2022
Instrument2022037014
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11359 SADDLE RD, MONTEREY, CA 93940-6647

Mortgage

Document Number0000037015
DateSep 6, 2022
Instrument2022037015
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,785,670 (+2%) Land $955,087 Building $1,830,583
2025$30,901.00 (+9.09%) Homeowner's exemption$2,731,050 (+4.04%) Land $936,360 Building $1,794,690
2023$28,326.00 (+46.21%) Homeowner's exemption$2,625,000 Land $900,000 Building $1,725,000
2022$19,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - HIDDEN HILLS
private · serves 1,521 people · EPA ID CA2710022
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

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