Monterey County property record for 11286 Saddle Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,958 sqft · built 1992 |
| Lot Size | 1.51 acres (66,211 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $11,069 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 416-131-028-000 |
| Primary APN | 416-131-028-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,958 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 66,211 sqft |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 416-131-028 |
|---|---|
| Street Address | 11286 SADDLE RD |
| City | MONTEREY |
| State | CA |
| Zip | 93940-6648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN HILLS ESTATES TRACT NO 980 LOT 77 1.52 AC |
| Legal Subdivision | HIDDEN HILLS ESTATES |
| Legal Tract | 980 |
| Legal Block | 1 |
| Legal Lot Number | 77 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 13200 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11286 SADDLE RD, MONTEREY, CA 93940-6648 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 11, 2000 |
| Transfer Doc | 0000035021 |
| Record Updated | Sep 20, 2026 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,000,100 (+2%) Land $296,671 Building $703,429 | |
| 2025 | $11,069.00 (+9.1%) Homeowner's exemption | $980,491 (+4.04%) Land $290,854 Building $689,637 |
| 2023 | $10,146.00 (+1.41%) Homeowner's exemption | $942,418 Land $279,560 Building $662,858 |
| 2022 | $10,005.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio.
5G and 4G LTE (outdoors only)
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