1135 Turtle Rock Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 1135 Turtle Rock Ln, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 2,551 sqft · built 1974
Lot Size0.138 acres (6,000 sqft)
OwnerTrust Name on File
Tax Bill$4,811 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN133-401-016

Property Details

APN / Parcel Number

Primary APN133-401-016
Alternative APN
  • 133-401-016-0

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,551 sqft Living Area
Gross Area3,223 sqft
1st Floor Area1,288 sqft
2nd Floor Area1,263 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1976
Architectural StyleRaised Ranch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1135 TURTLE ROCK LN
CityCONCORD
StateCA
Zip94521-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTRACT 4495 LOT 16 EX MR
Legal SubdivisionSUBDIVISION 4495
Legal Tract4495
Legal Lot Number16
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3006
Census Tract334007

Owner

1135 Turtle Rock Ln is owner-occupied and held in a trust since March 2002.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address1135 TURTLE ROCK LN, CONCORD, CA 94521-3526
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 5, 2002
Transfer Doc0000182957
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1135 TURTLE ROCK LN, CONCORD, CA 94521-3526
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 TURTLE ROCK LN, CONCORD, CA 94521-3526

Mortgage

Document Number0000146041
DateMay 17, 2021
Instrument2021-146041
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1135 Turtle Rock Ln was $4,811 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$358,371 (+2%) Land $125,379 Building $232,992
2025$4,811.00 Homeowner's exemption$351,345 Land $122,921 Building $228,424
2023$4,574.00 (+1.69%) Homeowner's exemption$337,704 Land $118,149 Building $219,555
2022$4,498.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1135 Turtle Rock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1135 Turtle Rock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

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