1110 Turtle Rock Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 1110 Turtle Rock Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,537 sqft · built 1974
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Oct 2020)
Tax Bill	$11,521 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`133-401-013-7`

Property Details

APN / Parcel Number

Primary APN	`133-401-013-7`
Alternative APN	`133-401-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,537 sqft Living Area
1st Floor Area	1,274 sqft
2nd Floor Area	1,263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,650 sqft (0.176 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1110 TURTLE ROCK LN
City	CONCORD
State	CA
Zip	94521-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TRACT 4495 LOT 13 EX MR
Legal Subdivision	SUBDIVISION 4495
Legal Tract	4495
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	334007

Owner

1110 Turtle Rock Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit PROVIDENT CU
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 5, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 30, 2017	Quit Claim Deed, Transfer SERVICELINK
Oct 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Jan 19, 2001 · Amount on File
Deed Document Number	2020227179
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	0000158065
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527

Mortgage

Document Number	0000025842
Date	Mar 17, 2026
Instrument	2026- 025842

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	303 TWIN DOLPHIN DR, REDWOOD CITY, CA 94065

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 TURTLE ROCK LN, CONCORD, CA 94521

Mortgage

Document Number	0000103150
Date	Oct 19, 2023
Instrument	2023-103150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 5, 2020
Property Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527
Document Number	0000227179
Map Reference	MB 167 PG 44-49
Instrument Date	Sep 29, 2020
Instrument	2020-227179
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527

Mortgage

Document Number	0000227180
Date	Oct 5, 2020
Instrument	2020-227180

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2017
Property Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527
Document Number	0000203935
Instrument Date	Oct 20, 2017
Instrument	203935
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1110 TURTLE ROCK LN CONCORD CA 945213527, CONCORD, CA 94521-3527

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2017
Property Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527
Document Number	0000203933
Map Reference	MAP167 PG44
Instrument Date	Oct 20, 2017
Instrument	2017-203933
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1110 TURTLE ROCK LN, CONCORD, CA 94521-3527

Mortgage

Document Number	0000203934
Date	Oct 30, 2017
Instrument	2017-203934

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1110 Turtle Rock Ln was $11,521.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$971,588 (+2%) Land $485,794 Building $485,794
2025	$11,521.00	$952,538 Land $476,269 Building $476,269
2023	$11,042.00 (+1.2%)	$915,552 Land $457,776 Building $457,776
2022	$10,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1110 Turtle Rock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 Turtle Rock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

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