1135 Montgomery Ave, Staunton, VA 24401 Property Records

Staunton City property record for 1135 Montgomery Ave, Staunton, VA 24401

Property Summary

Property Type	Duplex
Details	6 bd · 5 ba · 2,760 sqft · built 2003
Lot Size	0.323 acres (14,070 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Nov 2019)
Tax Bill	$2,492 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11063`

Property Details

APN / Parcel Number

Primary APN	`11063`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,760 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,070 sqft (0.323 acres)
Lot Dimensions	188 ft deep x 75 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1135 MONTGOMERY AVE
City	STAUNTON
State	VA
Zip	24401-3969
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	PARCEL 2A-3-A 0.323 AC
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4002
Census Tract	200

Owner

1135 Montgomery Ave, a duplex, is owned by two individuals who bought it in November 2019.

Source: Staunton City records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1135 MONTGOMERY AVE, A, STAUNTON, VA 24401-3969
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CU
Nov 12, 2019	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Deed Document Number	20192795
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Recording Date	Aug 27, 2026
Property Address	1135 MONTGOMERY AVE, STAUNTON, VA 24401-3969
Document Number	0000002120
Instrument Date	Jul 21, 2026
Instrument	20262120
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 MONTGOMERY AVE, STAUNTON, VA 24401-3969

Mortgage

Document Number	0000002120,
Date	Aug 27, 2026
Instrument	20262120

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	280 Months
Due	Dec 1, 2049

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1135 MONTGOMERY AVE, STAUNTON, VA 24401-3969
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003164
Date	Sep 13, 2021
Instrument	210003164

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Aug 31, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Nov 12, 2019
Property Address	1135 MONTGOMERY AVE, STAUNTON, VA 24401-3969
Document Number	190002795
Map Reference	MB 364 PG 296
Instrument Date	Aug 20, 2019
Instrument	190002795
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1135 MONTGOMERY AVE # A, A, STAUNTON, VA 24401-3969

Mortgage

Document Number	190002796
Date	Nov 12, 2019
Instrument	190002796

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1135 Montgomery Ave was $2,492.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,492.00	$273,870 Land $56,870 Building $217,000	$273,870 Land $56,870 Building $217,000
2023	$2,089.00	$234,770 Land $49,970 Building $184,800	$234,770 Land $49,970 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1135 Montgomery Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1996–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2021 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1135 Montgomery Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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