1135 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 1135 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,271 sqft · built 1963
Lot Size	0.099 acres (4,350 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2019)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`9228-03-00-0050`

Property Details

APN / Parcel Number

Primary APN	`9228-03-00-0050`
Alternative APNs	`32192803000050` `3377109.0` `3377109`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	1,271 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1984
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,350 sqft (0.099 acres)
Lot Dimensions	87 ft deep x 50 ft wide
Porch	Finished/Screened Porch
Porch Area	169 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3377109.0
Old Parcel Number	32192803000050
Street Address	1135 LEMON BLUFF RD
City	OSTEEN
State	FL
Zip	32764-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 5 LEMON BLUFF 2ND ADD MB 23 PG 209 EXC 12.5 PC SUBSURFACE RIGHTS PER OR 4534 PG 2856 PER OR 5612 PGS 2525-2526 PER OR
Legal Range	32E
Legal Township	19S
Legal Section	28
Legal Subdivision	LEMON BLUFF ADD 02
Legal Tract	3
Legal Lot Number	5
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1017
Census Tract	91005

Owner

1135 Lemon Bluff Rd is owned and occupied by an individual who bought it in February 2019.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	1135 LEMON BLUFF RD, OSTEEN, FL 32764-9739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2019 · Amount on File
Deed Sale	Feb 6, 2019 · Amount on File
Prior Sale	Jul 29, 2005 · Amount on File
Deed Document Number	2019-024508
Deed Book / Page	7653 / 2403
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 6, 2019
Property Address	1135 LEMON BLUFF RD, OSTEEN, FL 32764-9739
Document Number	0076532403
Book / Page	007653 / 002403
Instrument Date	Jan 24, 2019
Instrument	24508
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 LEMON BLUFF RD OSTEEN FL 327649739, OSTEEN, FL 32764-9739

Mortgage

Document Number	76532405
Date	Feb 6, 2019
Book Page	007653/002405
Instrument	24509

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1135 Lemon Bluff Rd was $3,385 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,385.00 Homeowner's exemption	$203,554	$230,193 Land $104,275 Building $125,918
2023	$3,021.00 (+2.13%) Homeowner's exemption	$192,057 (+3%)	$216,144 (+2.5%) Land $93,363 Building $122,781
2022	$2,958.00 Homeowner's exemption	$186,463	$210,877 Land $96,515 Building $114,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1135 Lemon Bluff Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1135 Lemon Bluff Rd is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20