McDowell County property record for 550 E Main St, Old Fort, NC 28762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 992 sqft · built 1921 |
| Lot Size | 0.219 acres (9,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (May 2022) |
| Tax Bill | $406 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0750-19-70-3159 |
| Primary APN | 0750-19-70-3159 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 992 sqft Heated Area |
| Gross Area | 1,412 sqft |
| 1st Floor Area | 992 sqft |
| Basement Area | 240 sqft |
| Unfinished Basement | 240 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,500 sqft (0.219 acres) |
| Lot Dimensions | 100 ft deep x 95 ft wide |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 77489 |
|---|---|
| Street Address | 550 E MAIN ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-5827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 LT |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 970700 |
Source: McDowell County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1141 COVEWOOD TRL, MAITLAND, FL 32751-4803 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Jan 1, 1989 · Amount on Record |
| Deed Document Number | 20222834 |
| Deed Book / Page | 1398 / 867 |
| Prior Transfer Date | Jul 28, 2011 |
| Prior Transfer Doc | 0010510031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 10, 2022 |
| Property Address | 550 E MAIN ST, OLD FORT, NC 28762-5827 |
| Document Number | 0013980867 |
| Book / Page | 1398 / 867 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022002834 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 MOUNTAIN VIEW ANX, OLD FORT, NC 28762-5507 |
| Name | Verified Name |
|---|---|
| Address | 550 E MAIN ST, OLD FORT, NC 28762-5827 |
| Investor | Possibly a Property Investor |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $406.00 (+7.98%) | $60,000 (+4.95%) Land $20,000 Building $40,000 | |
| 2023 | $376.00 (+38.75%) | $57,170 (+40.47%) Land $20,000 Building $37,170 | $60,000 (+47.42%) Land $20,000 Building $40,000 |
| 2022 | $271.00 | $40,700 Land $12,500 Building $28,200 | $40,700 Land $12,500 Building $28,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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