1130 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1130 Ardmore St, Saint Augustine, FL 32092 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,830 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$106,700 (Apr 2007)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028821-0350`

Property Details

APN / Parcel Number

Primary APN	`028821-0350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,229 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	205 sqft
Deck Area	1,000 sqft
Patio Area	961 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1130 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 35 OR2516/914 & 2605/1009(C/D) & 2901/1670
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	35
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0350

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1130 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2007 · Amount on Record
Deed Sale	Apr 17, 2007 · Amount on Record
Prior Sale	Aug 22, 2005 · Amount on Record
Deed Document Number	200725853
Deed Book / Page	2901 / 1670
Prior Transfer Date	Jul 21, 2005
Prior Transfer Doc	0026051009
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1130 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053350721
Date	Aug 04, 2021
Book Page	5335/721
Instrument	2021086151

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1130 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
Document Number	0047210201
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1130 ARDMORE ST ST AUGUSTINE FL 320923427, ST AUGUSTINE, FL 32092-3427

Mortgage

Document Number	0047210201
Date	May 08, 2019
Book Page	004721/000201
Instrument	31661

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 07, 2039

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,974 (+2.7%)	$318,392 (-2.99%) Land $70,000 Building $248,392
2025	$1,910.00 (+15.27%) Homeowner's exemption	$155,768 (+8.75%)	$328,206 (-5.13%) Land $70,000 Building $258,206
2024	$1,657.00 (+5.41%)
2023	$1,572.00 (+3.97%) Homeowner's exemption	$143,233 (+3%)	$345,953 (+4.72%) Land $82,790 Building $263,163
2022	$1,512.00 Homeowner's exemption	$139,061	$330,359 Land $73,920 Building $256,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ardmore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures