Osceola County property record for 1135 Albany Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 6 ba · 5,478 sqft · built 1980 |
| Lot Size | 4.54 acres (197,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,300 (May 2005) |
| Tax Bill | $8,677 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-25-31-4910-0053-0010 |
| Primary APN | 29-25-31-4910-0053-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 5,478 sqft Living Area |
| Gross Area | 8,243 sqft |
| 1st Floor Area | 4,614 sqft |
| Upper Floors Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 197,980 sqft (4.54 acres) |
| Lot Dimensions | 330 ft deep x 600 ft wide |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,039 sqft |
| Deck Area | 250 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1135 ALBANY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | RUNNYMEDE ALL BLK 53 & N1/2 VAC N ST PB 1 PG 057 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | RUNNYMEDE NORTH HALF TOWN OF |
| Legal Tract | 4910 |
| Legal Block | 53 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 43600 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1135 ALBANY AVE, SAINT CLOUD, FL 34771-8253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2005 · Amount on Record |
| Deed Sale | May 6, 2005 · Amount on Record |
| Deed Document Number | 2005107477 |
| Deed Book / Page | 2773 / 1459 |
| Prior Transfer Date | Apr 12, 2005 |
| Prior Transfer Doc | 0027731459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1135 ALBANY AVE, SAINT CLOUD, FL 34771-8253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0057710659 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 5771/659 |
| Instrument | 2020104562 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAST LANSING, MI 48826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,677.00 (+4.86%) Homeowner's exemption | $564,297 (+5.99%) | $942,400 (+9.47%) Land $266,200 Building $676,200 |
| 2024 | $8,275.00 (+1.95%) | ||
| 2023 | $8,117.00 (+3.85%) Homeowner's exemption | $532,422 (+3%) | $860,900 (+2%) Land $266,200 Building $594,700 |
| 2022 | $7,816.00 Homeowner's exemption | $516,915 | $717,400 Land $212,900 Building $504,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Spectrum.
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