1120 Albany Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1120 Albany Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,159 sqft · built 1978
Lot Size10.5 acres (458,687 sqft)
OwnerCompany Name on Record
Last Sale$2,150,000 (Aug 2022)
Tax Bill$10,705 (2025)
Flood ZoneZone X (minimal risk)
APN92704

Property Details

APN / Parcel Number

Primary APN92704
Alternative APN
  • 292531491000510010

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,159 sqft Heated Area
Gross Area3,771 sqft
1st Floor Area2,159 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area458,687 sqft (10.5 acres)
Garage TypeFinished
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area996 sqft
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number92704
Street Address1120 ALBANY AVE
CitySAINT CLOUD
StateFL
Zip34771-8252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionRUNNYMEDE PB 1 PG 057 BLKS 51 & 52 & VAC ST ABUTTING BLKS, N 30 FT OF VAC ST S OF BLK 52 & E1/2 VAC MASS AVE ABUTTING BLKS 51
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionRUNNYMEDE BLKS AND CHISHOLM TRAILS
Legal Tract4910
Legal Block51-52
Legal Lot Number1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1047
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4755 TECHNOLOGY WAY STE 210, 210, BOCA RATON, FL 33431-3343
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Deed Document Number0062681632
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,705.00 (+25.42%)$597,900 (+5.51%) Land $344,400 Building $253,500$597,900 (+5.51%) Land $344,400 Building $253,500
2023$8,535.00 (+181.5%)$566,700 (+162.5%) Land $344,400 Building $222,300$566,700 (+6.5%) Land $344,400 Building $222,300
2022$3,032.00 Homeowner's exemption$215,889$532,100 Land $344,400 Building $187,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

May also be available: CenturyLink, Spectrum.

Nearby Properties on Albany Ave

Nearby Streets

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