11344 Laduke Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 11344 Laduke Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,060 sqft · built 1999
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$807,500 (Sep 2024)
Tax Bill	$3,986 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-08-1002-011`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-08-1002-011`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,060 sqft Living Area
1st Floor Area	3,032 sqft
Basement Area	3,032 sqft
Finished Basement	3,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,097 sqft (2.78 acres)
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11344 LADUKE RD
City	FREELAND
State	MI
Zip	48623-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	COM AT E 1/4 CORN OF SEC 08 TH W 1816.95 FT TH N 1.01 FT TO POB TH CONT N 72 FT TH N21DEG W 174.84 FT TH N 467.27 FT TH S68DEG E 207.22 FT TH S 628.83 FT TH W 132.87 FT TO POB ? 2.8 ACRES SEC 08 T13N R3E *** NEW SPLIT FROM PARENT 1002-009 09-07-2010
Legal Range	03E
Legal Township	13N
Legal Section	08
Legal Subdivision	STROEBEL
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1019
Census Tract	10102

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5258 QUEEN ANNES LN, BAY CITY, MI 48706-3089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2024 · Amount on Record
Deed Sale	Sep 24, 2024 · Amount on Record
Prior Sale	Aug 3, 2010 · Amount on Record
Deed Document Number	202421694
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	2021016008
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11344 LADUKE RD, FREELAND, MI 48623-9115
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11344 LADUKE RD, FREELAND, MI 48623-9115

Mortgage

Document Number	0000005171
Date	Mar 13, 2026
Instrument	2026005171

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Apr 27, 2021
Property Address	11344 LADUKE RD, FREELAND, MI 48623-9115
Document Number	2021016008
Instrument Date	Apr 1, 2021
Instrument	2021016008
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11344 LADUKE RD, FREELAND, MI 48623-9115

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,100 (-0.47%)	$724,200 (-0.47%)
2025	$3,986.00 (-47.55%) Homeowner's exemption	$363,800 (+30.3%)	$727,600 (+30.3%)
2023		$279,200	$558,400
2022	$7,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laduke Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures