11291 Laduke Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 11291 Laduke Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,928 sqft · built 1985
Lot Size	6.12 acres (266,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2017)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Dec 2017 Refinance Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-08-4002-006`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-08-4002-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	266,587 sqft (6.12 acres)
Garage Area	1,616 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch
Porch Area	264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11291 LADUKE RD
City	FREELAND
State	MI
Zip	48623-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	COM AT E 1/4 CORN OF SEC TH W 1622.96 FT TO POB TH S03DEG W 298.72 FT TH S05DEG W 57.51 FT TH S37DEG W 252.26 FT TH S81DEG W
Legal Range	03E
Legal Township	13N
Legal Section	08
Legal Subdivision	PT OF W2 OF S8T13NR3E
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1019
Census Tract	10102

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11291 LADUKE RD, FREELAND, MI 48623-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK
Dec 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2017 · Amount on Record
Deed Sale	Dec 26, 2017 · Amount on Record
Prior Sale	Oct 13, 2003 · Amount on Record
Deed Document Number	201733772
Prior Transfer Date	Dec 22, 2011
Prior Transfer Doc	0000009027
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11291 LADUKE RD, FREELAND, MI 48623-9010
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033773
Date	Dec 21, 2017
Instrument	2017033773

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11291 LADUKE RD, FREELAND, MI 48623-9010
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11291 LADUKE RD, FREELAND, MI 48623-9010

Mortgage

Document Number	0000027406
Date	Aug 18, 2021
Instrument	2021027406

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 21, 2017
Property Address	11291 LADUKE RD, FREELAND, MI 48623-9010
Document Number	0000033770
Instrument Date	Nov 28, 2017
Instrument	33770
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11300 LADUKE RD FREELAND MI 486239115, FREELAND, MI 48623-9115

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,100 (+31.71%)	$318,200 (+31.71%)
2025	$4,212.00 (+17.92%) Homeowner's exemption
2023		$120,800	$241,600
2022	$3,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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