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1133 Orchard Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1133 Orchard Dr, Three Rivers, MI 49093

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 2,100 sqft · built 1999
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Feb 2019)
Tax Bill$2,527 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-440-045-00

Property Details

APN / Parcel Number

Primary APN051-440-045-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleModular
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90.3 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1133 ORCHARD DR
CityTHREE RIVERS
StateMI
Zip49093-1027
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeR-1
Legal DescriptionLOT 45 ORCHARDLANE SUB SEC 17 T6S R11W CITY OF THREE RIVERS.
Legal Range11W
Legal Township06S
Legal Section17
Legal SubdivisionCITY OF THREE RIVERS
Legal Lot Number45
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group2
Census Block2021
Census Tract40400

Owner

1133 Orchard Dr, a residential property, is owned and occupied by an individual who bought it in February 2019.

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1133 ORCHARD DR, THREE RIVERS, MI 49093-1027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2019 · Amount on File
Deed SaleFeb 20, 2019 · Amount on File
Prior SaleJun 14, 2010 · Amount on File
Deed Book / Page1948 / 729
Prior Transfer DateAug 27, 2008
Prior Transfer Doc1501/0340
Record UpdatedOct 29, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateFeb 20, 2019
Property Address1133 ORCHARD DR, THREE RIVERS, MI 49093-1027
Document Number01948/0729
Book / Page1948 / 0729
Map ReferenceLB 3 PG 39-40
Instrument DateFeb 11, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyOAK TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$731.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1133 ORCHARD DR, 1133, THREE RIVERS, MI 49093-1027

Transferred To (Grantee/Buyer)

NameVerified Name
Address58718 ASH RD, THREE RIVERS, MI 49093-8322

Mortgage

Document Number0001948732
DateFeb 20, 2019
Instrument1948/732
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1133 Orchard Dr was $2,527 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,200 Land $6,000 Building $80,200$172,400 Land $12,000 Building $160,400
2025$2,527.00 Homeowner's exemption
2023$66,000 Land $3,400 Building $62,600$132,000 Land $6,800 Building $125,200
2022$2,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1133 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1989–2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1133 Orchard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Mercury Fiber.

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